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503 What Are Annuity Subaccounts?
One of the most popular types of annuities is the variable annuity. A variable annuity contract is often described as a mutual fund family wrapped in an annuity contract. This is because variable annuities offer a selection of investment options that are similar to mutual funds. The typical issuer will offer, at a minimum, a stock, a bond, and a money market fund within its variable annuity product. Many annuities offer a wide range of investment options, with up to 50 different funds. read more...
By beamalife | Dec-27-2010 | Business

447 Understanding Annuity Expenses
Most annuity issuers impose various fees and charges for the insurance benefits and administration of an annuity. These fees may seem small, but they can add up over time. Indeed, if two different companies offer similar products, the fees being charged should be one of the overriding considerations in your decision-making process. read more...
By beamalife | Dec-27-2010 | Business

358 Funding an Annuity: What Are the Options?
At the simplest level, annuities are funded when you make payments (premiums) now in order to receive payments (return of premiums and any earnings) later. However, annuity payments made prior to age 59½ may be subject to a 10% federal tax penalty unless an exception applies. Some annuities are funded with one payment (single premium annuities), and some are funded over time (flexible premium annuities). read more...
By beamalife | Dec-27-2010 | Business

358 Immediate vs. Deferred Annuities
The terms immediate annuity and deferred annuity simply indicate when the distribution phase of the annuity begins. Both allow unlimited contributions, and both can provide, upon election, a continuous stream of payments for life. read more...
By beamalife | Dec-27-2010 | Business

614 Small Garden Plans with Interesting Feature
The best small garden designs are always simple but elegant, no complicated arrangement and mixing different garden style on it. read more...
By Andrew Cooper | Dec-27-2010 | Business

360 Money Solutions: Make Money Online
Food, clothing and shelter are considered as the most basic commodity required for living a comfortable life. read more...
By ricksongalvam | Dec-27-2010 | Marketing

384 Fixed vs. Variable Annuities
Annuity products have grown more sophisticated over the years to meet the demands of today's more sophisticated investors. Just as mutual funds grew in popularity as an alternative to certificates of deposit, the variable annuity was developed as an alternative to the fixed annuity. Variable annuities offer potentially higher returns than fixed annuities. Of course, there is a risk of loss as well. So, deciding which annuity product to invest in often comes down to deciding how much risk you ar read more...
By beamalife | Dec-27-2010 | Business

608 Garden the place of beauty with excellent designs
When designing a garden there are many different approaches we can consider. We can use whatever works for us according to our need. For gardeners who have been gardening for some time and want a challenge, a formal garden is best. read more...
By Andrew Cooper | Dec-27-2010 | Business

588 An Efficient Understanding of the IRS Tax Advice
Simply known as the IRS, the Internal Revenue Service is the bureau of Treasury Department, responsible for collecting the taxes, and the interpretation and administration of the Internal Revenue Code. Currently, a large number of US citizens are confronting unfortunate IRS tax issues. When it comes to IRS tax issues, it is very important to take them seriously. You should always pay close attention to an IRS inquiry, or letter of correspondence. read more...
By taxic | Dec-27-2010 | Taxes

494 Why use a wrought iron gate?
Gates and fences happen to be the foremost things of your house to be noticed by any visitor or guest. They are the ultimate factors that reveal the external appearance of any house. read more...
By Andrew Cooper | Dec-27-2010 | Business

401 Make Life Simple and Healthy with a Good Colon Cleanser Product
This article will help you out in knowing a good colon cleanser product better. read more...
By ron | Dec-27-2010 | Health and Fitness

306 How to take care of your wrought iron gate?
If you have a desire to count on a gate for your house that lasts for a century or more then wrought iron gates are the ones you need to look for. read more...
By Andrew Cooper | Dec-27-2010 | Business

653 With Bulk SMS inform, propagate and grow rapidly
If you are looking for conducting business in an innovative manner, then computer SMS is advantageous. The bulk SMS service allows the advertiser to send at least 25,000 SMS connect to the same number of people messages at one go. read more...
By Neeraj Saini | Dec-27-2010 | Software

652 Text messaging software: Perfect way to reach you potential customers
It is right that there are many way to advertise or communicate your customers but since, SMS services and SMS API because these can be used at extremely lower prices as compared to other sources of advertising tool available in the market. read more...
By Neeraj Saini | Dec-27-2010 | Software

493 Logo creation ensures unique business identity
It is just necessary to create one unique logo design with top quality. Such logos really help a business to stand out from the crowd of competitors. read more...
By Maan singh | Dec-27-2010 | Advertising

709 SMS Solution: A perfect for promoting their products and services
If the SMS service holders send extremely lengthier messages, the reputed internet SMS sending tool revealed the number of messages which would be delivered. So, retailers and service providers have been mostly get advantage of this fast paced mode of messaging. read more...
By Neeraj Saini | Dec-27-2010 | Software

477 SMS Software: A cost-effective way to promote products and services
Before sending any kind of message for the promotion of products and services it very imperative for corporation to know their clients and their requirement because it will help you in designing content for bulk SMS as per need and requirement of customer. read more...
By Neeraj Saini | Dec-27-2010 | Communications

324 What is Organic Search Engine Optimization (SEO) and Why do I need it?
A basic description of search engine optimization and why you need it. read more...
By Gallup Edwards | Dec-27-2010 | SEO

660 Where to Find Moncler Jackets at a Bargain Price
So,Moncler is a brand of garments when put on adds more value to your personality, appeal, beauty and looks. read more...
By jeans66 | Dec-27-2010 | Advertising

680 Early Legal Advice Key To Stopping Wage Garnishment, Avoiding Foreclosure
Too often people struggle with debt for months or years before seeking help. Columbus bankruptcy attorney M. Sean Cydrus highlights the reasons that early legal help is critical for your financial future. read more...
By Jerome Sullivan | Dec-27-2010 | Debt Consolidation

575 Scar Surgery Explained
A scar at a highly visible location like your face can cause social anxiety and camouflaging scars with clothing or makeup is not always a viable option. read more...
By Bernal Carmen | Dec-27-2010 | Health and Fitness

376 All About Online Jewelry Stores
Buying jewelry from a jewelry store is nowadays akin to highway robbery. read more...
By Walker Wild | Dec-27-2010 | Business

631 A Review of Nike Air Max 90
The Nike Air Max 90 is a very powerful shoe because it makes a powerful appearance like no other shoe. It also has a vintage style that goes along with it that makes it stand out as a whole new shoe that has modern updates that are all their own. Finally yet importantly, they have a comfort and a durability that makes them far superior as a classic reissue of a truly classic type of shoe. read more...
By mayday | Dec-27-2010 | Product Reviews

714 Small Business and SMS marketing
SMS marketing is a very successful means of communication as a wide range of customers can be reached anywhere through their mobile phones. read more...
By Dave Vass | Dec-27-2010 | Communications

753 Promoting Business via Mobile Marketing – The Actual Process
Mobile marketing as the name tells is a way of marketing using mobile phones. It makes use of the text messaging technology that is SMS (Short Messaging Service) also called as wireless messaging, mobile messaging or alphanumeric paging. read more...
By Dave Vass | Dec-27-2010 | Communications