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Why is Travel Insurance so important for international and domestic travelers?
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Posted On :
Dec-26-2011
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Article Word Count :
505
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Travelling overseas or around the country has become the latest fad, thanks to increase in disposable income and convenience and travel insurance intends to make it safe.
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Travelling overseas or around the country has become the latest fad, thanks to increase in disposable income and convenience and travel insurance intends to make it safe.
In this globalized world where everything seems to be inter-connected through the World Wide Web, by a web of flight routes, sea lanes or a complex configuration of land routes; travelling has taken altogether a different dimension. The ease by which one can make their journey of thousands of miles is unprecedented in human history. Even the procurement of tickets has been made highly accessible to enhance the overall experience. With greater ease have also come greater uncertainties. Terrorism which over the last decade has mainly targeted transportation venue looms large on the horizon. Hence travel insurance has become an utmost necessity for folks who undertake frequent journey in and outside the country.
In this uncertain world, a flight can get delayed by a roaring tornado or bad weather, luggage of passengers gets misplaced regularly and so on. In order to have uninterrupted and seamless travelling you need to have travel insurance as it will give you the assurance of safety and convenience.
It is however sad to observe that most people to not afford the importance to travel as much as it deserves. They will take keen interest in every minutest detail of their trip such which clothes to pack, what accessories to keep etc. but when it comes to safeguarding themselves, it somehow does not feature in the to-do list. One subtly ignores the fact that not everything is within their control, and one needs to have adequate protection for the unforeseen. It is granted that one cannot completely eliminate the dangers associated with travelling. But mitigation is a sound approach to take. Nobody would like to be bothered while travelling. Travel insurance yearns to make your travel hassle-free from all the expected and unexpected hiccups. It is important to have your travel insured in this fast-paced era where situation changes in the flash of an eyelid, circumstance transform for the worse before one can realize. An anchor is therefore a potent tool to keep the ship from rocking when docked during a storm. Travel insurance is that anchor, which will provide you the stability during turbulent times.
Travel insurance generally covers loss that occurs due to trip cancellation, medical expenses, air flight accident. In the event where flights are delayed for some reason, reimbursement is made for money expended on hotel accommodation, food and cloths. In a sense, if you look at the cost-benefit ratio of travel insurance, you may be favorably inclined towards it as the benefits far surpasses the cost that you have to incur in the form of premiums. Paying an insignificant amount as premiums for the sake of convenience and peace of mind is certainly the prudent and a wise thing to do.
Thus, getting yourself insured with a good travel insurance policy should be the first priority while preparing for a trip abroad.
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Article Source :
http://www.articleseen.com/Article_Why is Travel Insurance so important for international and domestic travelers?_124543.aspx
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Author Resource :
Pranav Sharma is an insurance agent based in Mumbai; Pranav assists individuals and corporates in purchasing the right travel insurance & often shares his insights about the general insurance industry on internet.
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Keywords :
travel insurance, general insurance,
Category :
Finance
:
Insurance
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