Why exactly do you need travel insurance?

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<h1>Why exactly do you need travel insurance? </h1><strong> Author: <a href='http://www.articleseen.com/profile_Elmo Populous.aspx'>Elmo Populous</a></strong><br /><p>If you have any kind of problem while abroad, whether it is a medical emergency, an accident where you damage someone elses property, or have some of your belongings stolen, it can cost a fortune to sort it out. For example, an air ambulance from the East coast of the USA could cost you the thick end of fifty thousand pounds. However, if you have a travel insurance policy, then you do not need to worry about the threat of a financial emergency whilst abroad. Many people fail to take out travel insurance cover in the mistaken belief that their other insurance policies, such as health insurance or life insurance, will offer them sufficient cover abroad, when in fact this is rarely the case. A typical travel insurance policy should offer: Emergency medical expenses cover, which includes emergency medical costs and an airlift back to the UK for further treatment if necessary 24 hour emergency service and assistance Liability insurance, in case you accidentally damage property belonging to someone else Loss and theft cover for your possessions Cancellation and curtailment insurance, in case your holiday plans go awry for whatever reason It might also include legal insurance, personal accident insurance, and financial protection in case the airline or tour operator you are travelling with goes bust at any time. Some incidences, such as those caused by drink or drug abuse, will not be covered by any travel insurance policy, and if you are careless with your possessions, then you may not be entitled to compensation if they are stolen, broken, or lost. The best way to get a good deal on your travel insurance is to shop around online to find the right insurance at the right price. Avoid getting the cheapest insurance if it does not provide you with all the cover that you require, as this could turn out to be a false economy should anything go wrong on holiday. Frequent travellers should consider a multi-trip travel insurance policy, as these can take a lot of the hassle out of buying travel insurance, and can save you a lot of money if you are travelling enough to get the use out of it. </p><strong>About the Author:</strong><br />For great deals on <a rel="nofollow" href="http://www.gotravelinsurance.co.uk">holiday insurance</a> with a wide range of activities covered as standard, visit Go Travel Insurance.<p> Article Source: <a href='http://www.articleseen.com/Article_Why-exactly-do-you-need-travel-insurance_1434.aspx'> http://www.articleseen.com/Article_Why exactly do you need travel insurance? _1434.aspx</a></p>

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Category : Travel and Leisure : Travel Tips