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What to look for in a skiing insurance policy
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Posted On :
Jun-26-2009
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Article Word Count :
414
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It’s always important to get good travel insurance with broad cover at a low price wherever you decide to take your holiday.
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It’s always important to get good travel insurance with broad cover at a low price wherever you decide to take your holiday. But when you go to the mountains for a skiing holiday, there are certain things you should look out for, as skiing has particular risks and dangers that you and your party need to be well protected against.
Firstly, you should ensure that your policy gives you 24-hour assistance. This is one of the central benefits of any ski insurance cover policy. It will give you an emergency contact number which you can use if any medical issue or emergency should come about when you are on your holiday.
Insurers will sometimes be able to provide cover rescue from a mountain. Check with your provider if they can do this. Some will say yes, as long as you are not lost or skiing where you have been advised not to go.
Ski equipment of course can be a significant expense, and some providers will offer you cover for this, whether yours is hired or owned. Make sure you know exactly what is covered as lost or stolen baggage may also be protected. Equipment which is lost or stolen may be replaced under some policies at existing market value.
Skiing has its hazards for you personally but also for other skiers around you. Any travel insurance policy for skiers ought therefore to provide liability cover should the worst happen.
Insurers will often provide a policy which will not simply be limited to skiing but which will cover you if you take part in different winter sports, including types of recreational skiing, sledging, snowboarding and recreational racing. Look into this and you may be able to benefit.
You should check to see if your policy gives you cover in the event that you need additional accommodation and travel to be provided. Sometimes this may become necessary, for example if you have a delayed departure, a medical emergency which requires you to travel elsewhere, or if you have to be moved to a different resort because of bad weather or poor conditions for skiing.
You may be able to get a discount if you search online or ask for cover for longer periods. By taking the time to look for a travel insurance policy which has these benefits, you’ll ensure that you are protected sufficiently to be able to enjoy your skiing holiday with peace of mind.
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Article Source :
http://www.articleseen.com/Article_What to look for in a skiing insurance policy _1363.aspx
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Author Resource :
etravelinsurance.co.uk provide specific winter sports insurance packages for those who are looking to go away on a winter break. Not only does their skiing insurance cover all the essentials, it comes at a great price.
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Keywords :
travel-insurance,
Category :
Finance
:
Insurance
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