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Travel wise, get insured

Posted On : Jul-06-2009 | seen (718) times | Article Word Count : 368 |

Forgetting to take out travel insurance could be a huge mistake. Credit card accident cover, home insurance, or private health cover will not be sufficient to cover you for all eventualities while you are away.
Forgetting to take out travel insurance could be a huge mistake. Credit card accident cover, home insurance, or private health cover will not be sufficient to cover you for all eventualities while you are away. Even the European Health Insurance Card will not insure you for all health-care related eventualities and it is advisable to get more extensive cover.

The real cost when things go wrong

An emergency abroad could result in your financial ruin. If you need to be returned to the UK it could cost you thousands of pounds, unless you are adequately insured. The following figures were taken from the Foreign and Commonwealth office website:

£35-45,000 - air ambulance from USA’s East coast £12-16,000 - air ambulance from the Canary Islands £15-20,000 - scheduled flight, stretcher and Doctor escort from Australia

The British Embassy or High Commission will not pay for this and it is not included under your European Health Insurance.

Your travel insurance should definitely cover:

- medical and health cover for an injury or sudden illness abroad - 24 hour emergency service and assistance - personal liability cover in case you’re sued for causing injury or damaging property lost and stolen possessions cover - cancellation and curtailment (cutting short your trip) cover - extra cover for activities that are commonly excluded from standard policies, such as jet skiing.

The policy should cover the whole time that you’re away.

Your policy may also have: -personal accident cover -legal expenses cover -financial protection if your airline goes bankrupt before or during your trip.

Many insurers are flexible and will extend policy cover to meet your needs. Contact a company by telephone if you are unsure that the specific activities in which you will engage while you are abroad will be included under your policy.

Always check the conditions and exclusions of your policy, so that you can ensure you will not invalidate the terms of your policy while you are away.

Investigating travel insurance online is the easiest way to compare the different policies that are on offer. We recommend that you look at the policies of AA Travel Insurance website, Go

Article Source : http://www.articleseen.com/Article_Travel wise, get insured _1540.aspx

Author Resource :
For cheap travel insurance including annual travel insurance with discounts for couples & families, visit AA Travel Insurance.

Keywords : travel insurance,

Category : Travel and Leisure : Travel and Leisure

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