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Top Ten Money Saving Tips
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Posted On :
Jun-20-2009
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Article Word Count :
456
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In the current economic climate we are all looking for ways to spend less cash, so here are our top ten money saving tips to help you spend less.
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In the current economic climate we are all looking for ways to spend less cash, so here are our top ten money saving tips to help you spend less.
1. Look for cheaper gas and electricity. If you haven't already done so, with recent cuts in energy prices, now is a great time to switch. British Gas for instance have some excellent dual fuel rates if you use them to supply your gas and electricity.
2. Work out your budget and don't get caught out with bank fees. It can be easy to accidentally go over your overdraft limit or forget about the expiry date on an interest free credit card offer, but this small mistakes can cost you a fortune in fees.
3. Don't be scared to complain. If you are unsatisfied with a product or service you have paid good money for, you may have cause to complain. If your complaint is justified you could get a refund, money off or vouchers to spend another time.
4. Don't waste money on big brands. Supermarket own brands of cleaning products and staple foods like salt are much cheaper and you will probably not even notice the difference.
5. Shop around for your financial products like mortgages, credit cards, savings accounts and loans. Even in the credit crunch there are big differences in interest rates on offer, and even a difference of one per cent on your mortgage could add up to thousands of pounds over the lifetime of the loan.
6. Don't be so competitive. What would you rather have, a brand new car or more money to spend on days out with the family? Let other people's lifestyles be their problem and work out your own priorities.
7. Stop smoking. It's anti-social, it's bad for you and it's very expensive.
8. Wait for the sales. Look for the sales to get your clothes and household goods. Buy your Christmas cards, decorations and even presents at bargain prices in the January sales and keep them for the following year.
9. Learn to cook. You can pay a lot for ready made sauces and takeaways. If you learn to cook you can eat healthier, tastier food very quickly. Cook up twice the amount you need and freeze half for another day.
10. Don't pay for a gym membership you never use. If you don't go at least three times a week you're probably wasting your money and could still pay for the odd session when the fancy takes you. Exercise comes free if you walk, run or cycle, and can be a lot more sociable than the gym if you arrange to meet a friend.
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Article Source :
http://www.articleseen.com/Article_Top Ten Money Saving Tips _1248.aspx
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Author Resource :
British Gas have the cheapest energy prices on average in the UK. To find out more and take advantage of these great electric rates visit their website www.britishgas.co.uk
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Keywords :
electricity, electricity supplier, gas electric,
Category :
Home and Family
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Home and Family
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