The reasons why you need a travel insurance policy
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Posted On :
Jun-29-2009
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Article Word Count :
448
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When you are planning a blissful couple of weeks on a far off location.
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When you are planning a blissful couple of weeks on a far off location, it is tempting to forget all about the potential pitfalls of being on holiday away from your local and national support structures, such as the health service and legal aid. Now none of this would be a problem if you had travel insurance, but yet many people every year opt not to take out a policy before going on holiday with disastrous consequences. Here are just a few of the things that could potentially go wrong:
If you became the unfortunate victim of theft abroad, then you might have a lot of trouble recovering or replacing your possessions. A travel insurance policy featuring cover for lost or stolen possessions could really help in this instance, although you still have to be a little careful with your belongings if your claim is to be successful.
Falling ill or injuring yourself can put a real downer on your holiday experience, especially if you are not adequately insured.
The NHS only provides free care to UK citizens while they are in the country, so while you are abroad you will need some kind of health insurance policy. Most travel insurance policies cover the cost of emergency treatment and an airlift back to the UK, but will not pay for long term private treatment abroad.
Driving a car abroad can be a great way to see a country your own way, but if anything should go wrong with your vehicle, it could really leave you stranded. Thankfully, some travel insurance policies include a free emergency car hire for when your own vehicle is off the road, meaning that you can get your show back on the road without too much disruption.
If you need to postpone your trip due to unforeseen circumstances, it could end up costing you an arm and a leg. Not only would you probably lose your deposit, but you would also probably be hit with some fairly hefty rescheduling fees.
Thankfully, most travel insurance policies offer some form of insurance against the costs of postponement, which could save you a lot of money should anything happen to delay your holiday plans.
So as we can see, it is vital that you get travel insurance whenever you are planning a trip abroad. However, organising travel insurance can be something of a hassle, especially if you have to do it more than once a year. There is a way around this, however. By purchasing an annual travel insurance plan, rather than buying insurance for each individual trip, you could save yourself a whole lot of hassle and money.
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Article Source :
http://www.articleseen.com/Article_The reasons why you need a travel insurance policy_1417.aspx
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Author Resource :
1stoptravelinsurance.co.uk single trip insurance provides cheap travel insurance cover for holidays of up to 365 days to any destination.
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Keywords :
cheap travel insurance,
Category :
Travel and Leisure
:
Travel Tips
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