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The Right Photographic Insurance For You
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Posted On :
Oct-11-2011
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Article Word Count :
354
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When people first go looking for photographic insurance they are often pleasantly surprised by the wide choice of firms offering it.
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When people first go looking for photographic insurance they are often pleasantly surprised by the wide choice of firms offering it. However, they soon become confused when they look a bit more closely because of the wide variety of photographic insurance that are available. Finding the right cover can seem like a bit of an uphill struggle, but with a little more knowledge and time it is not really all that difficult.
Photographic Insurance for Amateurs
Most amateur photographers only need to insure the equipment they take out with them. If their studio is at home the equipment there should be covered by their home content insurance, but this is something that needs to be checked. Ask about how much is covered too, if the level of cover does not cover all of the equipment in your home studio you many need to buy additional cover.
It is also a good idea for amateur photographers to have public liability insurance to cover them for accidents whilst pursuing their hobby. So if someone trips over their tripod and hurts themselves the cost of their medical bills is covered by insurance.
Photographic Insurance For Professionals
Professional photographers also need to insure their camera equipment and the equipment they have in their studios. They usually need a far higher level of public liability insurance than amateurs.
In addition, professional photographers need to consider whether they need specialist contents insurance, products liability insurance, employee insurance, interruption of business insurance, internet and e-mail liability insurance or personal accident insurance.
The best way to establish what cover you do need is to make a note of the assets you need covered. Then speak to other photographers to see what cover they have and what cover they wish they had taken out.
Finally speak to a few photographic insurance providers. Whilst it is true most are out to sell you as many policy elements as they can the majority still give good unbiased advice. You can soon determine if you really need every kind of cover they are offering by asking detailed questions.
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Article Source :
http://www.articleseen.com/Article_The Right Photographic Insurance For You_90745.aspx
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Author Resource :
In Focus Insurance offer a wide range of photographic insurance. They tailor their policies to ensure that you only pay for the cover you actually need.
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Keywords :
why every photographer needs photography insurance,
Category :
Business
:
Business
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