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The Importance of Looking Around For The Best Skiing Insurance
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Posted On :
Jun-26-2009
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Article Word Count :
503
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Travel insurance is always a necessary expense for anyone who wants to take a trip abroad.
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Travel insurance is always a necessary expense for anyone who wants to take a trip abroad. But if you want to take a skiing holiday at all this year, it is even more important that you get a policy which suits your needs. Skiers who buy their travel insurance with their travel agent often find they are not given sufficient cover for their needs. To make sure this doesn’t happen to you, you should look around for the best possible deal.
Hundreds of thousands of people every year go skiing without adequate cover. This is usually because they buy their insurance through the travel agents which sell them their holiday. These agents are left to go unregulated in the way they sell insurance, so many people quite easily find themselves in a situation where their insurance policy fails to give them the cover they are looking for.
Analysts say that over a million people left Britain for a skiing holiday on the mountains last winter, and half of these booked their holiday through a travel agent. This suggests that there are many people out there who are hitting the slopes with insufficient insurance coverage.
You’ll find that if you are buying insurance as part of a holiday package with your tour operator or travel agent you will likely be told to simply tick a box on a form in order to get the deal. You won’t be told what you are paying for, nor will you be informed of the terms and conditions in any meaningful detail.
Travel agents often don’t even tell customers that pre-existing medical conditions need to be declared before they go on holiday, adding to the complications. Usually this is all laid out in the fine detail of the policy, but people often don’t look at this.
The Financial Services Authority regulates the insurance industry and tries to ensure that you’ll get decent value for money and a good service from your insurer. It is important to remember however that the sale of insurance through travel agents in unregulated, and you’ll have no access to the Financial Ombudsman Service should the worst happen. If you need to make a claim this insecurity could become a problem.
The Association of British Travel Agents requires agents that wish to sell insurance policies to take a compulsory exam. But even with this, the policies sold by travel agents are sometimes too limited in scope, and do not give good value for money.
Travel insurance is sold so often through unregulated intermediaries such as travel firms that even though many people get insufficient coverage they often find there is little they can do to complain about it if anything goes wrong. Therefore in order to make sure you are well covered and that nothing goes wrong you should look around for the best deal, and ultimately be sure to look for what else is available and not just accept what your travel agent offers you.
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Article Source :
http://www.articleseen.com/Article_The Importance of Looking Around For The Best Skiing Insurance _1364.aspx
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Author Resource :
Ensuring everything is covered for a skiing holiday when you take out a specially designed policy like the etravelinsurance.co.uk skiing insurance policy. Because its designed for one specific need also means you can get their winter travel insurance at a great rate.
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Keywords :
travel-insurance,
Category :
Finance
:
Insurance
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