The Downsides of AARP Life Insurance

Author Information

alifein has 3 Published Articles

United States of America,
new Jersey,
new Jersey,
new Jersey,

The Downsides of AARP Life Insurance

Posted On : Aug-19-2011 | seen (454) times | Article Word Count : 546 |

Although AARP life insurance is a well-known life insurance product, there are a number of significant drawbacks that can prevent many from obtaining the coverage that they so readily need.

Although AARP life insurance is a well-known life insurance product, there are a number of significant drawbacks that can prevent many from obtaining the coverage that they so readily need. If someone is unable to obtain coverage because of ultra-strict regulations, then the insurance itself has no value to the people who may need it most. This presents one of the most pressing challenges of AARP life insurance recommendations. AARP, of course, is the American Association of Retired People, and is the largest of such organizations representing the senior group of adults in the United States. AARP will make recommendations for certain types of insurance products (and other types products and services that are not related to insurance as well) based on their research and on referral relationships to other companies. This, however, doesn’t mean that they are referring to the companies with the best values in the products and services they offer.
AARP life insurance is not a certain type of life insurance, but rather, it is a recommendation by AARP to a few companies who offer life insurance products. These recommendations are often based upon the recommended company’s size, rather than the individual attention that is shown to each client. For most people, individual attention and financial/retirement planning are two of the most important reasons for working with a life insurance provider and their agents. Individualized attention is very important for making sure that the right life insurance is requested and provided for each person and their unique circumstances. When working with some of the largest life insurance providers, like the ones who are backed by the AARP life insurance recommendation, a certain degree of one-on-one support and help is usually lost.
Many people who have applied for the AARP life insurance products with the AARP endorsed companies have found that they are turned down for coverage. This is disappointing, of course, but also presents the immediate concern of having to scramble to find another provider who is more willing to understand the needs of those applying for coverage. Systematically, there is a large group of applicants that are able to be covered by non-AARP-backed companies, however when applying to the AARP life insurance programs, they find themselves turned down for coverage and denied the life insurance that they need to help support their surviving family members.
The ‘straw that broke the camel’s back’ when it comes to AARP life insurance is the shockingly high costs of typical monthly premium payments. This is one of the drawbacks to AARP life insurance that gets people the most concerned. When it comes to life insurance, aside from the personal help and attention, one life insurance product is usually about as good as another. However, when it comes to the prices that can be paid for the insurance, there can be large discrepancies—even for identical coverage. This is a sore area that exists with the AARP life insurance because of the higher-than-normal premiums usually found. A call to a non-AARP life insurance might be able to save you a good amount of money on your monthly premium costs compared to a similar AARP life insurance plan.

Re-Publish this Article

<h1>The Downsides of AARP Life Insurance </h1> Author: <a href='http://www.articleseen.com/profile_alifein.aspx'>alifein</a> Although AARP life insurance is a well-known life insurance product, there are a number of significant drawbacks that can prevent many from obtaining the coverage that they so readily need. If someone is unable to obtain coverage because of ultra-strict regulations, then the insurance itself has no value to the people who may need it most. This presents one of the most pressing challenges of AARP life insurance recommendations. AARP, of course, is the American Association of Retired People, and is the largest of such organizations representing the senior group of adults in the United States. AARP will make recommendations for certain types of insurance products (and other types products and services that are not related to insurance as well) based on their research and on referral relationships to other companies. This, however, doesn’t mean that they are referring to the companies with the best values in the products and services they offer.
AARP life insurance is not a certain type of life insurance, but rather, it is a recommendation by AARP to a few companies who offer life insurance products. These recommendations are often based upon the recommended company’s size, rather than the individual attention that is shown to each client. For most people, individual attention and financial/retirement planning are two of the most important reasons for working with a life insurance provider and their agents. Individualized attention is very important for making sure that the right life insurance is requested and provided for each person and their unique circumstances. When working with some of the largest life insurance providers, like the ones who are backed by the AARP life insurance recommendation, a certain degree of one-on-one support and help is usually lost. 
Many people who have applied for the AARP life insurance products with the AARP endorsed companies have found that they are turned down for coverage. This is disappointing, of course, but also presents the immediate concern of having to scramble to find another provider who is more willing to understand the needs of those applying for coverage. Systematically, there is a large group of applicants that are able to be covered by non-AARP-backed companies, however when applying to the AARP life insurance programs, they find themselves turned down for coverage and denied the life insurance that they need to help support their surviving family members.
The ‘straw that broke the camel’s back’ when it comes to AARP life insurance is the shockingly high costs of typical monthly premium payments. This is one of the drawbacks to AARP life insurance that gets people the most concerned. When it comes to life insurance, aside from the personal help and attention, one life insurance product is usually about as good as another. However, when it comes to the prices that can be paid for the insurance, there can be large discrepancies—even for identical coverage. This is a sore area that exists with the AARP life insurance because of the higher-than-normal premiums usually found. A call to a non-AARP life insurance might be able to save you a good amount of money on your monthly premium costs compared to a similar AARP life insurance plan. 
About the Author: All these are my views on <a rel="nofollow" href= http://www.alifetimeinsurance.com> AArp life insurance</a> and, <a rel="nofollow" href= http://www.alifetimeinsurance.com>aarp life insurance quotes</a> thanks . Article Source: <a href='http://www.articleseen.com/Article_The-Downsides-of-AARP-Life-Insurance_75056.aspx'> http://www.articleseen.com/Article_The Downsides of AARP Life Insurance _75056.aspx</a>

Article Source : http://www.articleseen.com/Article_The Downsides of AARP Life Insurance _75056.aspx

Author Resource :
All these are my views on AArp life insurance and, aarp life insurance quotes thanks .

Keywords : AARP life insurance, AARP life insurance policy, aarp life insurance quotes, Aarp life insurance plans,

Category : Finance : Insurance

Print this Article Send to Friend