Some Dos and Don’ts of Travel Insurance

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Some Dos and Don’ts of Travel Insurance

Posted On : Jun-10-2009 | seen (1377) times | Article Word Count : 595 |

Deciding on your travel insurance policy might feel like a difficult process, with most travellers finding it to be one additional stress which they would rather go without.

Deciding on your travel insurance policy might feel like a difficult process, with most travellers finding it to be one additional stress which they would rather go without. On the other hand, if you want to be covered in the event that something unexpected happens on your holiday, it’s highly critical that you sort out any insurance before you set off on your travels. If you’re finding the process too complicated, it could be greatly simplified providing you merely remember some key dos and don’ts of travel insurance.

DO ensure that you maintain full comprehension of the differences between Single Trip and Annual Cover. Every traveller has different needs from their insurance, so it’s best to be sure you understand what the key difference is here. Single Trip cover is usually worked out on a weekly basis, and is aimed at travellers who are having a one off holiday and want to save. Annual cover, on the other hand, insures you for all your travel throughout one year and has a fixed annual rate.

DON’T judge the whole policy on the extras it provides. If you choose your insurance policy based on a flashy extra without checking the main features of the cover, you could be in for a nasty surprise. Extras are designed to be just that: extras. If, of course, you’re stuck between two equally promising policies and don’t know which to go for, then the extras should be taken into consideration. Some companies will provide more than others, and there is bound to be one that has something that seems more appropriate for your own situation.

DO your research with caution and in detail. It may be useful to ask friends and family where they obtain their travel insurance, though remember that insurance is specific: one size does not fit all. Don’t limit yourself in your research – insurance is not only provided by insurance companies any more, you can also buy it from supermarkets and the post office, often for cheaper rates. No matter what else you do, the most important thing is that you do enough research to feel certain that you’ve chosen the best possible policy for you.

DON’T neglect to look at the small print – you must ensure that you understand precisely what your cover entails so that, if anything were a hitch with your holiday, you wouldn’t have to stress a lot about sorting it out. Always reread your papers before making a decision to ensure you’ve got everything you need sorted.

DO be sure to get the right sort of insurance for you. Today, travel insurance policies differ relating to the type of traveller you are, so if you’re simply having a family holiday by the sea don’t shell out for any extra cover provided by, for example, winter sports insurance! Search around to find the right kind of policy which is tailored to your travelling needs.

DON’T underestimate the importance of travel insurance. Ok, it might seem like a lot of hassle to go to for something that may or may not happen, but you won’t regret paying for it should anything go awry. To avoid spending excessive amounts on things like medical expenses and loss or theft of your possessions, invest in travel insurance for some peace of mind.

Choosing your travel insurance is a crucial decision, and it is important that you’ve made sure you fully understand your chosen policy, and that you know from thorough research that it’s the right one for you.

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<h1>Some Dos and Don’ts of Travel Insurance </h1> Author: <a href='http://www.articleseen.com/profile_Mathew Sabri.aspx'>Mathew Sabri</a> Deciding on your travel insurance policy might feel like a difficult process, with most travellers finding it to be one additional stress which they would rather go without. On the other hand, if you want to be covered in the event that something unexpected happens on your holiday, it’s highly critical that you sort out any insurance before you set off on your travels. If you’re finding the process too complicated, it could be greatly simplified providing you merely remember some key dos and don’ts of travel insurance.

DO ensure that you maintain full comprehension of the differences between Single Trip and Annual Cover. Every traveller has different needs from their insurance, so it’s best to be sure you understand what the key difference is here. Single Trip cover is usually worked out on a weekly basis, and is aimed at travellers who are having a one off holiday and want to save. Annual cover, on the other hand, insures you for all your travel throughout one year and has a fixed annual rate.

DON’T judge the whole policy on the extras it provides. If you choose your insurance policy based on a flashy extra without checking the main features of the cover, you could be in for a nasty surprise. Extras are designed to be just that: extras. If, of course, you’re stuck between two equally promising policies and don’t know which to go for, then the extras should be taken into consideration. Some companies will provide more than others, and there is bound to be one that has something that seems more appropriate for your own situation.

DO your research with caution and in detail. It may be useful to ask friends and family where they obtain their travel insurance, though remember that insurance is specific: one size does not fit all. Don’t limit yourself in your research – insurance is not only provided by insurance companies any more, you can also buy it from supermarkets and the post office, often for cheaper rates. No matter what else you do, the most important thing is that you do enough research to feel certain that you’ve chosen the best possible policy for you.

DON’T neglect to look at the small print – you must ensure that you understand precisely what your cover entails so that, if anything were a hitch with your holiday, you wouldn’t have to stress a lot about sorting it out. Always reread your papers before making a decision to ensure you’ve got everything you need sorted.

DO be sure to get the right sort of insurance for you. Today, travel insurance policies differ relating to the type of traveller you are, so if you’re simply having a family holiday by the sea don’t shell out for any extra cover provided by, for example, winter sports insurance! Search around to find the right kind of policy which is tailored to your travelling needs.

DON’T underestimate the importance of travel insurance. Ok, it might seem like a lot of hassle to go to for something that may or may not happen, but you won’t regret paying for it should anything go awry. To avoid spending excessive amounts on things like medical expenses and loss or theft of your possessions, invest in travel insurance for some peace of mind.

Choosing your travel insurance is a crucial decision, and it is important that you’ve made sure you fully understand your chosen policy, and that you know from thorough research that it’s the right one for you. About the Author: Visit etravelinsurance.co.uk for your <a rel="nofollow" href="http://www.etravelinsurance.co.uk">student travel insurance</a>. You may find that you need to return home during your trip. Unlike most <a rel="nofollow" href="http://www.etravelinsurance.co.uk/backpacker.asp">backpackers travel insurance</a> etravelinsurance.co.uk allows you to return home up to 3 times during your trip for up to 14 days at a time without voiding your policy. Article Source: <a href='http://www.articleseen.com/Article_Some-Dos-and-Don’ts-of-Travel-Insurance_1012.aspx'> http://www.articleseen.com/Article_Some Dos and Don’ts of Travel Insurance _1012.aspx</a>

Article Source : http://www.articleseen.com/Article_Some Dos and Don’ts of Travel Insurance _1012.aspx

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Visit etravelinsurance.co.uk for your student travel insurance. You may find that you need to return home during your trip. Unlike most backpackers travel insurance etravelinsurance.co.uk allows you to return home up to 3 times during your trip for up to 14 days at a time without voiding your policy.

Keywords : backpackers travel insurance, student travel insurance,

Category : Finance : Insurance

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