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Skiing Insurance
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Posted On :
Jun-26-2009
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Article Word Count :
446
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If you are making plans to take a skiing holiday some time soon, it’s important to know a little bit about the difference between skiing insurance and standard travel insurance.
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If you are making plans to take a skiing holiday some time soon, it’s important to know a little bit about the difference between skiing insurance and standard travel insurance. A standard travel insurance policy will typically give you some kind of cover for a skiing holiday, but you should bear in mind that there may be strict terms regarding when you can claim and what you may claim for.
By looking at the finer points of a policy you may discover that if your equipment is lost or stolen you can only reclaim if it was in use at the time. Therefore if you have something stolen from your hotel room, it wouldn’t be included in the coverage.
This is why you should look into buying a travel insurance policy designed specifically with skiers and winter sports holidaymakers in mind, so that you can get a deal which gives you the best and broadest cover as well as more generous terms. If you simply accept what your travel agent offers you, you may find you are saddled with a policy which doesn’t give you what you want. Always it is worth taking the time to explore and compare the options on the market.
Though skiing and snowboarding are statistically far less dangerous than many people think, injuries do still happen especially to younger and less experienced skiers. Therefore you should not become complacent about your insurance. It remains essential if you intend to go skiing.
If a skier ever has to be evacuated by helicopter from the mountain or repatriated after an accident, the cost is massive. The small outlay for specialist insurance for skiers might end up saving you from having to pay the terrible cost if this were ever to happen to you.
The key concern for the insurer is the person. For this reason much ski insurance will include little beyond medical, rescue and repatriation. You should try to find a policy that will cater not only for you but also for your equipment.
If you go skiing you will inevitably be using costly equipment, so you should make sure when searching for a policy that you study the conditions to see what is included. You could end up discovering that some of your equipment is only covered if it is locked up in your hotel room.
If you invest the time and effort in looking at what options are available, and if you analyse carefully the conditions of the policy offered, then you can enjoy your holiday in the mountains without worrying what the consequences will be if the worst were to happen.
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Article Source :
http://www.articleseen.com/Article_Skiing Insurance _1362.aspx
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Author Resource :
Providers such as etravelinsurance.co.uk provide specific winter travel insurance for those who are going for a winter break. And skiing insurance for the slightly more adventurous who want to hit the slopes.
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Keywords :
travel-insurance,
Category :
Finance
:
Insurance
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