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Rules and Laws for Car Insurance in the State of Georgia
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Posted On :
Nov-03-2010
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Article Word Count :
412
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It is easy to obtain cheaper online auto insurance in Georgia as long as you have the information that you need. You could be driving for the first time or you could have been driving for as long as you remember;
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It is easy to obtain cheaper online vehicle insurance in Georgia state as long as you have the information that you need. You could be driving for the first time or you could have been driving for as long as you remember; you still need an car insurance policy if you want to drive in this state. The secret to finding an inexpensive policy is to do plenty of seek. This article will tell you about the auto insurance basics in Georgia state so you can put the new things you discover into some good use and save money with it.
As with most of the Southern states, Georgia has a thriving tourist season. They have great beaches, wonderful weather, and beautiful scenery so tons of people flock there for some relaxation. But a high traffic of people increases the chances of car accidents happening. This is the reason why Georgia has created some requirements for car insurance that all its residents have to follow.
Every vehicle owner in Georgia is mandated to carry a 25/50/25 policy. This has a bodily injury liability level of $25,000 for each person injured with a sum of $50,000 for all per accident. The other $25,000 is the minimum for property damage liability. Georgia has some of the highest minimums among all the states.
It is advised that you try to buy more than just the bare minimum when it comes to your auto insurance policy. When you shop for car insurance in the state of Georgia, see to it that the coverage is extended to anybody who wishes to drive your vehicle and not just the names that are listed on your insurance policy. When you make this, you are saving yourself the chance that you would incur additional liability and problems with your budget.
If somebody who is not listed under the insurance policy is driving the vehicle and gets into an accident that is his fault, you can be liable for it financially instead of the insurance company.
Georgia law does not require this but you should also consider having the Personal Injury Protection or PIP coverage. This is what pays for the crucial medical expenses incurred by you and the people in your vehicle during the accident. Aside from this, you might also want to consider getting the Uninsured/Underinsured Motorist coverage in case you are injured by a person without sufficient insurance coverage.
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Article Source :
http://www.articleseen.com/Article_Rules and Laws for Car Insurance in the State of Georgia_40354.aspx
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Author Resource :
Every driver must discover basic information about laws, rules for car insurance in Georgia. Take advantage of the Columbus car insurance benefits available to you now!
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Keywords :
georgia car insurance, ga car insurance, ga insurance quotes,
Category :
Finance
:
Insurance
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