Quick Easy Ways to Save Money
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Posted On :
Oct-27-2011
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Article Word Count :
573
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when many of us think about saving money, we think of a life without luxury and filled with nothing but sacrifice. There are many ways you can be cost-conscious and save a few bucks here or there without making your day-to-day life miserable.
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Most people would not mind having a little extra money in their pockets. However, when many of us think about saving money, we think of a life without luxury and filled with nothing but sacrifice. There are many ways you can be cost-conscious and save a few bucks here or there without making your day-to-day life miserable.
Entertainment
Entertainment is probably the number one category that we waste money on. This is also the easiest category to make cuts in, because it is almost always non-essential expenditure.
Most people spend way too much money on their cable TV package. This is a great area to cut down, because the vast majority of people that have high-end packages with hundreds of channels admit to only watching a few of them. Think of it this way - if you are only able to watch TV for a few hours per week, and you are paying upwards of $100 per month on your TV package, you are not getting very much entertainment per dollar. Try cutting back to a lower end package that will still allow you to catch most of the shows you enjoy without breaking the bank.
Consider ditching movie channels all together. With Blu-Ray movies on the rise, DVD videos can often be had for $5 a piece at a retail store. You can push your savings even further by shopping at used video stores and thrift stores. Also, with “RedBox” type DVD vending machines available in most parts of the country, you can still enjoy the same amount of movies you were watching before, only at a dramatically discounted rate.
“Going out” money is also a huge area where cut-backs can be made without total sacrifice. Most people spend way too much on un-planned trips out to the bar or restaurant. The best way to avoid this is to pay for these types of evenings with cash. Plan out, at the beginning of the month, how much you are willing to spend on going out. Then, withdraw that amount of cash from the bank. This way, you avoid spending more than you planned to, like often happens when using a credit card, because once the money is gone, it is gone.
Groceries
Food is another area where it is easy to make cut-backs and save some cash without making huge adjustments. Instead of buying smaller, individual packages of meats, try buying the large family-style packages, and freezing whatever you do not need immediately. You can often get large discounts on bigger packages, while enjoying the same quality product.
Take advantage of sales, and use coupons. Most grocery stores have regular, weekly specials. Plan ahead, and make sure to take advantage of anything you think you can use. Also be sure to redeem any coupons you may be able to collect from the paper or online. There are hundreds of coupon resources on the internet that will allow you to print coupons for free.
Shopping
Frivolous spending decisions made on a whim are almost always bad ones. When shopping for anything – electronics, clothes, furniture, etc. – be sure to plan out your purchase BEFORE going to the store. The educated shopper will always get the better deal.
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Article Source :
http://www.articleseen.com/Article_Quick Easy Ways to Save Money_97077.aspx
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Author Resource :
M. Holland
Teak Bath Mat
Promax Diet
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Keywords :
save money, debt management, get out of debt, money, finances,
Category :
Finance
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Personal Finance
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