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Pre Existing Condition Insurance Plan: Get Coverage Even with a Pre Existing Medical Condition
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Posted On :
Jan-20-2011
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Article Word Count :
390
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Pre existing medical conditions can often result in denial of health insurance by insurance companies. Various companies have different policies regarding pre-existing conditions. There are companies that offer health insurance coverage for pre-existing conditions. They provide plans for various medical conditions like Autism, Palsy, Hepatitis, Seizures and many more.
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Getting a Health Insurance Coverage is important for leading a peaceful and happy life. One has no control over the events in life and it is good to have a backup plan. People with prep-existing conditions are often denied insurance by Insurance companies. It can be painful when you are denied insurance benefits that cover any accidents or illnesses not related to your medical condition. Some companies deny you insurance on unfair terms. But don’t lose hope if you are denied insurance coverage by a company. You can always find other companies that offer health insurance coverage for those with pre existing conditions.
If you have had a medical condition prior to applying for insurance the company can consider it as a pre existing condition. Whether you have taken treatment or not any kind of medical condition will be considered by the company as a pre existing condition. Your medical condition will not be covered by the insurance if it falls under the company’s definition of pre existing conditions. Your pre existing condition will be determined by a time limit set by the company. Time limits can vary with different Insurance companies. You can consult an insurance agent to know more about insurance policies. Also make sure that you are aware of all the conditions stated in your plan.
When you are searching for health coverage with a medical condition you have to be prepared to pay more than what you would normally pay for insurance. You could lose a lot of your hard earned money in hospitalization and surgery for accidental injuries etc which have nothing to do with your medical condition. It is better to have a health insurance for pre existing conditions than having no insurance at all. There are companies that offer specific insurance policies for different pre existing medical conditions. You can also try for group insurance plans which will provide you with affordable and great coverage.
There are companies that offer you great plans for people with pre existing medical conditions at reasonable prices. These plans can be of great help to you at times of injury or sickness. There are various plans which cover various medical conditions like Autism, Coronary, Emphysema, Humolog, Lupus, Meningitis, Palsy, Parkinson’s, ByPass, Crohn’s Disease, Hepatitis, Humolin, Lyme Disease, Pacemaker, and Seizures etc.
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Article Source :
http://www.articleseen.com/Article_Pre Existing Condition Insurance Plan: Get Coverage Even with a Pre Existing Medical Condition_49252.aspx
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Author Resource :
The author is an expert on Insurance policies. First Preferred Insurance is an insurance provider that offers pre existing condition insurance plan, health insurance coverage for pre-existing conditions and life insurance for people with pre-existing conditions.
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Keywords :
pre existing condition insurance plan, health insurance coverage for pre-existing conditions,
Category :
Business
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Business
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