Online Investment in Mutual Funds in India

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Online Investment in Mutual Funds in India

Posted On : Aug-25-2011 | seen (213) times | Article Word Count : 1191 |

Most of the mutual fund houses, brokerage firms, banks are having facility of making online investments in Mutual Fund schemes in India.

Benefits of online investments in Mutual Funds:
• No need to visit the office of the broker or distributor.
• No need to fill-up Application Forms manually.
• You can invest with your convenience.
• You can invest whenever you are having surplus funds.
• Only one time paper work, when you invest first time with the AMC.
• Once the account (Folio No.) is created making additional investment, switches, redemption, change of address, change of bank etc., is very easy and time saving.
• When you make online investment AMC will provide you EPIN to view your portfolio, take print out of your account statement etc.
• Redemption or Switch between one scheme to another is just click away.
• Account Statement 24/7
• Investor can track the investment 24/7.
• If you wish to make maximum profit from Mutual Fund investment, you should invest regularly and if you can manage to invest on every occasion of decline in Sensex or Nifty you are about to make maximum profit. To do this best option of making investment is Online Investment.

Disadvantages of Online Investment:
• No personalize advice; investor has to take his decision at his own.

To overcome the above disadvantages it is better to invest through a broker like us (onlinemutualfundsindia.com) who provides value added services like flexible portfolio tracker with facility of including all investment record in at one place. It is also better to invest through a broker who provides advisory services, some of them are providing it free of cost and some of them are charging for these services. It will totally depend on you to choose paid or free service. If you are customize with the mutual fund investing it is wise to choose free advisory service. Many sites provide data of top performing mutual fund schemes, rating criteria is different and hence one cannot relay on this data while taking investment decision.

The points should be taken into consideration while investing in Mutual Fund scheme.
• Time horizon: It is most important factor. If you are long term investor there is chance of getting better returns. In this case you can exit at any time when you have made sizable profit.
• Risk taking aptitude: It is also most important factor, if you are afraid for losses in short term you should avoid investing in equity schemes of mutual funds. In such case you should go for hybrid schemes or pure debt schemes. Investing in pure debt scheme is more profitable than investing in Banks & Post.
• Diversification: It is better to invest in diversified mutual fund schemes for new investors. For customized investor, who is capable of tracking his investment and market conditions, sectoral mutual fund schemes is best option, in sectoral schemes timely exist is important.
• Diversification by schemes: It is always better to invest in different schemes of top mutual fund houses that to put all money in one diversified scheme.
• Past performance: It is the most essential criteria and hence one should view the historical performance of the scheme. Considering returns for the period of 1 Year, 3 Year, 5 Year and since inception will help you to take your decision. The scheme which outperform in all types of returns category is safer choice for investment.
• Invest regularly and if you invest at the time of every fall in Market you are going to make huge profit over the period of time, it is my own experience. My strategy to invest at every fall in SENSEX by 1%. In last many years I have adopted this policy successfully.

Sadanand Thakur is expert in Mutual Fund and exclusively giving advice for mutual fund investments. To know more about mutual funds in English and if you wish to have the same in Marathi the option is also available here.

Your search for online investment in the schemes of Indian Mutual Funds ends at onlinemutualfundsindia.com On our said site we have given the names of few all time top performing equity schemes of Mutual Funds. While investing please take note that SIP (Systematic Investment Plan) is the best option of investing in equity mutual fund schemes.

SIP (Systematic Investment Plan)
Systematic is the word that describes you. Organized, well-managed and planned in all your activities, whether it is earning, saving or spending, everything is done in a methodical manner. A SIP is nothing but a planned investment programme, which takes a small sum of money from you and invests it in a mutual fund at regular intervals. The minimum amount can be as small as Rs. 500 and the frequency of investment is usually monthly or quarterly. This simple programme has a number of advantages.

First, if saving is an arduous task for you, then SIP can do this for you. Money deducted from your account (through auto debit, standing instructions, ECS or post-dated cheques) and invested is money you cannot spend. And a rupee saved is a rupee earned. Even if each investment is small, over time this can add up to a neat kitty. And the power of compounding can do wonders. In due course of time, a small amount can grow into a significant amount. More importantly, an SIP does away with the need or effort to time the market. When the market is falling you may feel that it may decline further and that you should wait a while. Often stock markets make a recovery before you notice and the opportunity is lost. When markets are rising it is scary to invest money. Isn’t it better that you wait for a correction and then make an investment? But if the correction doesn’t come about, then even this opportunity is missed. And if markets are going nowhere, then what is the point in investing at all?

So, trying to find out which is the best time to invest can be a tough task. And that’s why it is said that timing the market is futile. If one could take advantage of the ups and downs that markets encounter, it would be great. And this is where SIP fits in. By the process of regular investing one gets to invest in the highs as well as the lows, and this helps in averaging out the volatility in the market. In long term mostly SIP gives excellent results.

It is always better to invest in SIP for long term. As there is no any specific maturity term for open ended mutual fund schemes money can be withdrawn at any time. Only withdraw when there is profit and when it is more than Bank returns. By investing through SIP one can plan and achieve every financial goal in his life time.
(Thanks to valueresearchonline.com)

Disclaimer clause: Investments in Mutual Fund Schemes are subject to market risk. Past performance may or may not sustain in future. Please read offer document/KIM before investing in any Mutual Fund Scheme.

Re-Publish this Article

<h1> Online Investment in Mutual Funds in India</h1> Author: <a href='http://www.articleseen.com/profile_onlinemutualfundsindia.aspx'>onlinemutualfundsindia</a> Benefits of online investments in Mutual Funds:
•	No need to visit the office of the broker or distributor.
•	No need to fill-up Application Forms manually. 
•	You can invest with your convenience.
•	You can invest whenever you are having surplus funds.
•	Only one time paper work, when you invest first time with the AMC. 
•	Once the account (Folio No.) is created making additional investment, switches, redemption, change of address, change of bank etc., is very easy and time saving.
•	When you make online investment AMC will provide you EPIN to view your portfolio, take print out of your account statement etc.
•	Redemption or Switch between one scheme to another is just click away.
•	Account Statement 24/7
•	Investor can track the investment 24/7.
•	If you wish to make maximum profit from Mutual Fund investment, you should invest regularly and if you can manage to invest on every occasion of decline in Sensex or Nifty you are about to make maximum profit. To do this best option of making investment is Online Investment.

Disadvantages of Online Investment:
•	No personalize advice; investor has to take his decision at his own.

To overcome the above disadvantages it is better to invest through a broker like us (www.onlinemutualfundsindia.com) who provides value added services like flexible portfolio tracker with facility of including all investment record in at one place.  It is also better to invest through a broker who provides advisory services, some of them are providing it free of cost and some of them are charging for these services.  It will totally depend on you to choose paid or free service.  If you are customize with the mutual fund investing it is wise to choose free advisory service.  Many sites provide data of top performing mutual fund schemes, rating criteria is different and hence one cannot relay on this data while taking investment decision.

The points should be taken into consideration while investing in Mutual Fund scheme.
•	Time horizon:  It is most important factor.  If you are long term investor there is chance of getting better returns.   In this case you can exit at any time when you have made sizable profit.
•	Risk taking aptitude: It is also most important factor, if you are afraid for losses in short term you should avoid investing in equity schemes of mutual funds.  In such case you should go for hybrid schemes or pure debt schemes.  Investing in pure debt scheme is more profitable than investing in Banks & Post.
•	Diversification:  It is better to invest in diversified mutual fund schemes for new investors.  For customized investor, who is capable of tracking his investment and market conditions, sectoral mutual fund schemes is best option, in sectoral schemes timely exist is important.
•	Diversification by schemes:  It is always better to invest in different schemes of top mutual fund houses that to put all money in one diversified scheme.
•	Past performance:  It is the most essential criteria and hence one should view the historical performance of the scheme.  Considering returns for the period of 1 Year, 3 Year, 5 Year and since inception will help you to take your decision.  The scheme which outperform in all types of returns category is safer choice for investment.
•	Invest regularly and if you invest at the time of every fall in Market you are going to make huge profit over the period of time, it is my own experience.  My strategy to invest at every fall in SENSEX by 1%.  In last many years I have adopted this policy successfully.

Sadanand Thakur is expert in Mutual Fund and exclusively giving advice for mutual fund investments.  To know more about mutual funds in English and if you wish to have the same in Marathi the option is also available here.

Your search for online investment in the schemes of Indian Mutual Funds ends at www.onlinemutualfundsindia.com On our said site we have given the names of few all time top performing equity schemes of Mutual Funds.  While investing please take note that SIP (Systematic Investment Plan) is the best option of investing in equity mutual fund schemes.

SIP (Systematic Investment Plan) 
Systematic is the word that describes you.  Organized, well-managed and planned in all your activities, whether it is earning, saving or spending, everything is done in a methodical manner. A SIP is nothing but a planned investment programme, which takes a small sum of money from you and invests it in a mutual fund at regular intervals. The minimum amount can be as small as Rs. 500 and the frequency of investment is usually monthly or quarterly. This simple programme has a number of advantages.

First, if saving is an arduous task for you, then SIP can do this for you. Money deducted from your account (through auto debit, standing instructions, ECS or post-dated cheques) and invested is money you cannot spend. And a rupee saved is a rupee earned. Even if each investment is small, over time this can add up to a neat kitty. And the power of compounding can do wonders.  In due course of time, a small amount can grow into a significant amount.  More importantly, an SIP does away with the need or effort to time the market. When the market is falling you may feel that it may decline further and that you should wait a while. Often stock markets make a recovery before you notice and the opportunity is lost. When markets are rising it is scary to invest money. Isn’t it better that you wait for a correction and then make an investment? But if the correction doesn’t come about, then even this opportunity is missed. And if markets are going nowhere, then what is the point in investing at all?

So, trying to find out which is the best time to invest can be a tough task. And that’s why it is said that timing the market is futile. If one could take advantage of the ups and downs that markets encounter, it would be great. And this is where SIP fits in. By the process of regular investing one gets to invest in the highs as well as the lows, and this helps in averaging out the volatility in the market.  In long term mostly SIP gives excellent results.

It is always better to invest in SIP for long term.  As there is no any specific maturity term for open ended mutual fund schemes money can be withdrawn at any time.  Only withdraw when there is profit and when it is more than Bank returns.  By investing through SIP one can plan and achieve every financial goal in his life time.
(Thanks to valueresearchonline.com)

Disclaimer clause: Investments in Mutual Fund Schemes are subject to market risk. Past performance may or may not sustain in future. Please read offer document/KIM before investing in any Mutual Fund Scheme.About the Author: Latest Information About
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