Learn How Texas Law Protects Homeowners In The Event Of Insurance Claim Denial

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<h1>Learn How Texas Law Protects Homeowners In The Event Of Insurance Claim Denial</h1><strong> Author: <a href='http://www.articleseen.com/profile_Lou Gutierrez.aspx'>Lou Gutierrez</a></strong><br /><p>When you purchase your home insurance, you and the insurance company enter into a legally binding contract together. What this means, is that the insurance company is required by law to provide you the provisions that were set forth in your insurance company in the event of a claim. Conversely, it also requires that you make your premiums payments on time to continue receiving coverage from that insurance company. However, insurance companies also have a duty of good faith and fair dealing when it comes to issuing money for insurance claims. Sometimes, insurance companies make the poor decision of breaching the contract they have with you, by not paying you what you rightfully deserve for your claim of damage, not paying you at all, or other malicious conduct. In addition, there are different provisions that have been placed in the law in Texas legislature that protects you from poor claims handling, misrepresentations and other bad faith insurance practices. Other issues that have been addressed by the Texas Legislature provide you with additional remedies, which can include an 18% penalty of interest for any late payment of your claim. In addition, these provisions can also provide you with an award to pay your attorney's fees, additional damages and much more. The only way to know for sure if you qualify for these additional provisions and compensations is to contact an experienced and knowledgeable Texas property damage attorney to assist you. Because property damage claims are extremely complex, it is imperative that you retain an Insurance Claim Attorney as soon as you possibly can. Often, these bad-faith insurance claims occur following tornadoes, hurricanes and other severe weather. This catastrophic damage compels insurance companies to undperpay valid insurance claims, or deny them altogether. Despite the fact the damage from tornadoes and other severe weather is often in a small area, property damage can still occur outside what is considered the accepted zone of damage. For this reason, the best Texas Property Damage Attorneys will work side-by-side with meteorologists, wind experts, roof experts and engineers to investigate your claim and answer questions concerning your claim. Chances are very good that your insurance company may attempt to save themselves a lot of money by downplaying the damages you have incurred, and making you a very small offer to appease you. Sadly, this is one of the tools of the insurance trade, because by not paying your claim the full and fair value that you deserve saves them billions of dollars each year. In addition, they are relying on their paltry offer to make you happy, so you will not hire an insurance claim attorney to assist you in getting the maximum compensation that you deserve under the statutes and clauses in your insurance policy. Learn more about how Texas property damage attorneys can help you, as they will always provide you with a free, no obligation consultation. They also work on a strict contingency only basis, which means you will not have to pay any attorneys fees unless they win.</p><strong>About the Author:</strong><br />Find out how an Insurance Claim Attorney can protect you when you have to make a claim on your insurance policy. Texas Property Damage Attorneys are available to help you in case your insurance company attempts to underpay you or denies your claim.<p> Article Source: <a href='http://www.articleseen.com/Article_Learn-How-Texas-Law-Protects-Homeowners-In-The-Event-Of-Insurance-Claim-Denial_132454.aspx'> http://www.articleseen.com/Article_Learn How Texas Law Protects Homeowners In The Event Of Insurance Claim Denial_132454.aspx</a></p>

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Keywords : pasadena personal injury attorney, pasadena personal injury lawyer, texas insurance bad faith, texas property damage attorney,

Category : Reference and Education : Legal