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How to tackle Over The Company's Insurance Aedjusters
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Posted On :
Jan-03-2012
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Article Word Count :
411
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If you want to get a fair settlement for the total loss of your auto, you have got the right article to go through with.
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If you want to get a fair settlement for the total loss of your auto, you have got the right article to go through with. It’s a very basic fundamental of nature that if you have to earn something then you gotta be lose something for that. Well, it will be a little tough, but I think that I can help you in shedding a little light on what you need to know in order to get a fair settlement. Being an owner of the company as well as the licensed adjuster who has settled thousands of total loss claims, here I m going to reveal some tricks so that the insurance company will take on you very seriously –
1. If your vehicle is not a retail vehicle then what the dealers ask for your vehicle is not what your vehicle is worth. So always remember that your vehicle is a private vehicle and the value which will represent your vehicle will be reflective of this fact.
2. There is one thing named Frame damage which has nothing to do with whether your vehicle is considered a total loss or not.
3. For totaling your vehicle you can’t tell your insurance company to do it nor can you force them not to total it.
4. Any vehicle can be repaired; it is just a matter of cost.
5. It is very important that you should know about the salvage value of your vehicle.
6. Claims managers, litigation adjusters, claims presidents, and vice presidents of claims departments do have the authority to change company policy, but insurance adjusters are not allowed to do so.
7. Staff insurance adjusters without having an adjuster’s license are normally not experts on determining vehicle value. (Ask them for their license number).
Alright then if you got all these seven things then you can consider yourself ahead of most of the people. According to my surveys, most of the people think that insurance companies use computers and formulas to determine vehicle values. However, this practice could be the main problem that consumers face, because consumers think that how do we argue with a computer or formula? I'll tell you how; you should call it a bluff! Each and every vehicle has to be evaluated on its own merit, and the adjuster should be able to utilize common sense. So you should have to be very choosy in such things.
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Article Source :
http://www.articleseen.com/Article_How to tackle Over The Company's Insurance Aedjusters_127743.aspx
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Author Resource :
Mayank is a professional writer and he has been writing articles for last couple of years. Currently he is writing on Loss Adjusters.
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Keywords :
Loss Adjusters, Insurance Assessors, Loss Assessors, Insurance Adjusters, Loss Assessors UK, Claims Adjusters, Loss Adjusters,
Category :
Finance
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Insurance
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