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How to get cheaper car insurances
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Posted On :
Aug-29-2011
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Article Word Count :
568
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According to the RAC many car owners pay more than they should for car insurance because they either don’t shop around enough or because they don’t give the insurance company the right kind of details.
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According to the RAC many car owners pay more than they should for car insurance because they either don’t shop around enough or because they don’t give the insurance company the right kind of details. Many people also routinely renew their existing car insurance missing out on the opportunity to save money by switching to a better and cheaper cover.
Regardless of whether you’re insuring a new Ford Focus, Slough or an old Suzuki in Bolton, you should always shop around every year your car insurance is up for renewal. Don’t think that your existing car insurance automatically is the cheapest option for you as car insurance companies don’t tend to reward loyalty at all. Experts stipulates you should get around seven quotes in order to gage what’s the best deal but most people tend to only get three. If you use a comparison website however, you can get more than the required seven. But be careful you actually compare like-for-like. Some covers might seem cheaper because they actually cover less.
Don’t think that your existing car insurance automatically is the cheapest option for you as car insurance companies don’t tend to reward loyalty at all. Experts stipulates you should get around seven quotes in order to gage what’s the best deal but most people tend to only get three. If you use a comparison website however, you can get more than the required seven. But be careful you actually compare like-for-like. Some covers might seem cheaper because they actually cover less.
When renewing your car insurance you should make sure to protect your no-claims bonus if you have that. It does tend to increase the premium but if you do have an incident you have to claim for, without it you might lose up to 90 percent discount on future premiums.
If you increase your voluntary excess you should get a cheaper quote. What this entails is that you pay more towards the cost of any repairs should you have an accident. You should also fit your car with an alarm or immobiliser as this usually reduces the insurance premium and if you agree to a mileage restriction you might also save money.
In addition to the above you could also take an advanced drivers course to show the insurer that you’re a safe driver worthy of a low premium. Some insurers offer as much as 35 percent off their insurance if you do this.
When renewing your car insurance you should make sure to protect your no-claims bonus if you have that. It does tend to increase the premium but if you do have an incident you have to claim for, without it you might lose up to 90 percent discount on future premiums.
If you increase your voluntary excess you should get a cheaper quote. What this entails is that you pay more towards the cost of any repairs should you have an accident. You should also fit your car with an alarm or immobiliser as this usually reduces the insurance premium and if you agree to a mileage restriction you might also save money.
In addition to the above you could also take an advanced drivers course to show the insurer that you’re a safe driver worthy of a low premium. Some insurers offer as much as 35 percent off their insurance if you do this.
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Article Source :
http://www.articleseen.com/Article_How to get cheaper car insurances_77684.aspx
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Author Resource :
Regardless of whether you’re insuring a new Ford Focus, Slough or an old Suzuki in Bolton, you should always shop around every year your car insurance is up for renewal.
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Keywords :
new Ford Focus, Slough,
Category :
Business
:
Business
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