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How to deal with Insurance Adjusters?
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Posted On :
Mar-01-2011
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Article Word Count :
490
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Dealing with insurance adjusters can be very difficult at times for many people. The insurance companies to whom they are employed want them to settle the claim as quickly as possible.
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If you have ever been a victim of any accident (car, fire, water etc) or any natural calamity, then insurance adjusters are going to play a vital role in your claim. They make sure that proper guidelines of the claim have been followed. He will use all the means and tact’s so that you settle for less than what you are genuinely entitled to.
Dealing with insurance adjusters can be very difficult at times for many people. The insurance companies to whom they are employed want them to settle the claim as quickly as possible. There are few simple tips that you must keep in mind and even follow when dealing with insurance adjusters.
• Don’t hide anything from adjusters. Preserving information or lying is not going to get you anywhere. Insurance adjusters are in this business for many years. They are smart, intellectual n skilled professionals and know all the terms and policies of the insurance company. They can easily catch your lie, which definitely won’t want them to go out of their way to help you.
• You should be nice and good, need to be confident, calm and composed. Insurance adjusters have access to many files which you do not. So there is no point in making him angry in any case which can turn the case against you. If you have a reasonable case and the evidence and witness is on your side, then you have already won half the battle. Take your time, work with the adjuster and if you still feel that you are getting cheated you can hire an insurance professional at your corner.
• You should first understand your insurance policy. Don’t leave everything in the hands of insurance adjusters, as you very well know they are insurance company’s employees. It’s not smart to rely on him to resolve all the details of the policy for you. Soon after you get in an accident, review and understand your policy.
• Just like any other business, insurance companies are also running a business. So they would also not want to experience any sort of loss. Insurance adjusters can be considered as salespeople who are there to protect the pocketbook of their insurance company. They would try buttering you but you should be firm and rigid with them. Many times they will try to paint a picture of money in your mind that they are trying to pay out. Never become their pray and fall out in their trap.
• Most of the times, insurance adjusters will give you a lower amount. Many people become happy with whatever they get and move on. Adjusters know this and so will try to pay you low offer on the first attempt. You should tell them frankly, they you are not happy with the settlement and are not ready to settle.
Dealing with insurance adjusters is something that no one looks forward to. Just remember to be patient.
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Article Source :
http://www.articleseen.com/Article_How to deal with Insurance Adjusters?_54325.aspx
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Author Resource :
Meenakshi is a professional writer and she has been writing articles for last two years. Currently she is writing on Insurance Adjusters.
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Keywords :
Insurance Adjusters,
Category :
Finance
:
Insurance
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