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How Get A Credit Card With No Credit

Posted On : Nov-10-2011 | seen (494) times | Article Word Count : 489 |

If you have just turned eighteen and you are wondering how to get a credit card with no credit, you can take advantage of your college or university.
Many people are rushing to get credit cards for their own reasons. Most of the people who are benefiting from credit card providers are those who have good credit history or whose credit card score is high. These kinds of people are legible to get any kind of credit cards of their choice and credit card providers are always looking for them. However, there is a group that has been affected to a great level. This group includes those people with no credit card history, people who have just turned 18 and so on. How to get a credit card with no credit card is the question that these people ask themselves each time.

On a good note, there is hope for this kind of people who have no credit and need credit cards. Most of the credit card providers have derived ways in which they can heed to the needs of these people and help them enjoy the services offered by credit cards just like the other people who have good credit score or history. There are some ways that can be adapted to get a credit card with no credit.

If you have just turned eighteen and you are wondering how to get a credit card with no credit, you can take advantage of your college or university. It is obvious that at this age, you do no have credit score or history that can be used to determine if you are legible for a credit card or not. When in college, there are college credit cards. It is a high time you take advantage of this chance to start building your credit card score and history. Most of the credit card providers have provisions for college students to get credit cards. In this case, you need to determine the features of this card which should entail the annual fee, charge fees, penalties in case of default payment or late payment, interest rates among other features. A good student credit card should not have annual fee but should have low or even zero APR.

Another way on how to get a credit card with no credit is through your bank. If you are a member of bank and you have a saving or a checking account, you can use this advantageously by approaching your bank for a credit card. The bank will determine if it will offer you the credit card or not basing on your checking or saving accounts accountability. If you are responsible in making all the payments as required, then the bank will give find it easy to give you a credit card.

You can also get credit card with no credit from your departmental store or gas station. This is attested to the fact that these stores and gas stations have easy approval of credit cards, making it easy to get a credit card with no credit.

Article Source : http://www.articleseen.com/Article_How Get A Credit Card With No Credit_102487.aspx

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How to get a credit card with no credit should not prove to be a menace in your financial life. You can use the above information to easily get a credit card with no credit.

Keywords : credit cards, online credit card, compare credit cards, how to get a credit card, applying for a credit card,

Category : Business : Business

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