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Fixed Annuities helps you to get a relaxed retired Life
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Posted On :
Nov-15-2011
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Article Word Count :
415
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Though it really makes a little difference as far as the annuities are concerned. But the fixed annuities investment is perhaps one of the safest and credible investment schemes, as far as the retired people are concerned.
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The market is almost awash with various investment schemes and this is related to both the fixed deposit and the annuity. The variety and the vivacity of the investment schemes is really confusing the investors. The fixed annuities offer a stable rate of interest returns. But the fixed annuity is basically divided into two parts, the deferred annuity and the immediate annuity. The deferred one pays you just after maturity, while the immediate one pays almost as per the prevailing interest rate according to the market. But, you can only make a choice among various annuity schemes as per your needs.
The annuities are said to be one of the most stable investment options. But before going for any type of investment option, you can take the advice of some professional annuity advisors. There are different types of annuities prevailing in the market as per different requirements. The professional annuity advisors provide some up to date and complete advice, regarding various annuity schemes. The financial markets are a little vulnerable due to the prevailing global climate. Any annuity advisor will provide you the most comprehensive advice to the investor about the possible pitfalls and the future investment climate.
The fixed annuities are almost similar to the fixed deposit schemes. They give a constant return on their investments. The similarity in the return of your investments in fixed annuities makes it quite similar to the investment in a bank fixed deposit. It is quite safe for investment in the entire lifetime and there are some schemes which are paid as per the prevailing market conditions. The annuities are similar to insurance products and this makes them to take some longer time for maturity, when compared to other similar investment products. The other thing that is to be taken into consideration is the liquidity.
As far as the various taxation policies are concerned, they vary according to various annuity schemes. While the deferred annuities have the option of taxing investors at the time of withdrawal, while the moment they remain invested, they are giving you returns on a pre determined basis. Where, the financial stability should be our prime concern, so one should always go for the long term investment option. Though the market is almost awash with annuities but there is anything hardly comparable to the fixed annuities scheme. It is undoubtedly the most stable investment and earning scheme and also the most reliable source of some continuous income.
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Article Source :
http://www.articleseen.com/Article_Fixed Annuities helps you to get a relaxed retired Life_104458.aspx
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Author Resource :
Robert Cook is a financial consultant who has good information on fixed annuities and annuities. For more information he recommended you to visit http://www.immediateannuities.com/.
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Keywords :
Fixed Annuities, Annuities,
Category :
Finance
:
Investing
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