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Car Insurance Discounts Available For Motorists
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Posted On :
Sep-13-2011
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Article Word Count :
504
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One can always choose policy discounts to get the insurance policy rates reduced while comparing different available policies.
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One can always choose policy discounts to get the insurance policy rates reduced while comparing different available policies. If one receives a lower car insurance premium rate, it proves to be very beneficial, however, adding discounts to that lowered rate further via the company which provides the insurance policy proves to be more advantageous.
Car Insurance Discount Online
Since so many companies are focusing their efforts on providing car insurance online, they are also offering incentives to customers to purchase their insurance this way. If you buy your car insurance online, many companies are offering substantial discounts of 10% or more on your premium. The companies provide valued discounts to the customers on purchasing the car insurance online.
No Claims Discount
The no claims discount, offered by numerous companies provides an opportunity to get the money reimbursed that has been paid towards the policy. This discount is provided to a customer only if the claim is not filed and the insurance is maintained with the same company for a year or more.
The no claims discount is made available to the customers, however, companies differ in setting up the policies for the same. Since, different companies offer different premium refunds, one should always ensure that the policy is thoroughly checked before purchasing. Companies usually offer a 30% discount with no claims discount, however, some might offer even 60% or more as per the policy. In order to save money on the premiums one can certainly opt for the no claims discount.
Multi-Car Policy Discount
If you need to purchase more than one insurance policy or if your household has multiple vehicles, you will be able to look for a company that offers a multi-car policy discount. If one opts for multiple breakdown policy on the insurance policy, he/she can avail discounts on the insurance as well. When insuring more than one vehicle, it is important to look at how much you can save if you choose to insure with the same company under the same policy.
Pass Plus Discounts
The discount on car insurance could be opted by one if the pass plus driving is successfully completed. In order to check the eligibility for such discount, one should always contact the insurance provider prior to taking the test. Various car insurance companies provide discounts to the people who complete the driving certification, however, the discount percentage varies from one company to another.
The Loyalty Discounts
Companies offer various discounts to their already existing loyal customers. If at any moment the insurance rates seem to be higher for the customer to maintain, he/she can always consult a representative in order to check for loyalty discounts.
The Anti-Theft and Security Device Discounts
If one installs security measures to the car, the car insurance would be saved by a larger margin. The car insurance is also affected by the anti-theft devices which also ensure security of the vehicle.
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Article Source :
http://www.articleseen.com/Article_Car Insurance Discounts Available For Motorists _81506.aspx
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Author Resource :
When shopping for car insurance, knowing which discounts to ask for can make a big difference if you're looking for the lowest rates on your next insurance policy.
Visit: choosing car insurance
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Keywords :
choosing car insurance,
Category :
Finance
:
Insurance
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