Author Information
kajal patel has 9 Published Articles

India,
Mumbai,
Malad,
401-402, Interface Bldg; No.11,
Malad , Mumbai



Book Travel Insurance Online and Simultaneously Enjoy the Facility of Making Claims Online

Posted On : Dec-23-2011 | seen (436) times | Article Word Count : 540 |

Travel insurance is the best way to ensure 100 per cent safety while on a tour abroad. It offers you the best of medical assistance while on a tour. Apart from health care assistance, it will also provide you with financial and other types of assistance while on a tour. To know more about how travel insurance helps, you can visit various sites online and know why travel insurance is necessary.
With the rising popularity of travel insurance many people decide to buy travel insurance online. Traditionally a travel agent would recommend and set up the policy for a traveler at the same time flights and tours are booked, but travelers can now save money if they book travel insurance themselves. Before going online to book travel insurance, there are several things that travelers should be aware of to ensure they get the most appropriate cover.

As you will be purchasing your own travel insurance online, it will be in your hands to make sure that you understand exactly what you are purchasing, and that what you are purchasing is right for you. It really pays to read the policy wording in full before deciding on which plan to buy - this way you will know exactly what you are paying for and there will be no surprises when you need to make a claim.

When you are going through the application process online you will be asked if you want to upgrade your basic policy to include such things as additional medical which will provide additional cover if you are seriously injured or need to hospitalized in a foreign country and need to be transported back home. Then there is upgraded coverage for terrorist attacks and rental car collision protection. Consider where you will be traveling to and what activities you will be carrying out when deciding whether upgrades are appropriate for you. Any upgrades may mean an additional premium amount which will be paid at the time you complete your travel insurance application.

If you get travel insurance online, it gives you the chance to read everything over carefully and make notes on any questions you may have. You can call the company's customer care department and ask them the questions before you book and pay for your policy. Once you are satisfied you should print out a copy of the policy and store it in a safe place with a copy of the policy wording.

When you book travel insurance online, any insurance claim you need to make may also need to be done online. You will need to provide proof of your out pocket expenses so save every receipt. Read your policy because many have a deadline to file any claims. Most major companies give you 90 days from the day you returned home to file and complete your claim. Once you have filed they may ask for additional information but once they are satisfied they pay quickly.

There are many benefits to buying travel insurance online, one of which is the ability to visit a shopping site to compare the prices of similar travel insurance policies without the need to trawl through loads of sites individually. Once you have bought your policy you will be able to print it out immediately. This is another benefit of buying online, no queues, no waiting and no problems. You can buy at anytime, day or night. Simply choose your cover, pay online and print out your documents.

Whether you book travel insurance online or get travel insurance from an agent, you must buy travel insurance from a reputable company for maximum coverage.

Article Source : http://www.articleseen.com/Article_Book Travel Insurance Online and Simultaneously Enjoy the Facility of Making Claims Online_105778.aspx

Author Resource :
The author of this article is an experienced mentor for buying overseas travel insurance in India, with the expertise of more than 16 years in relevant industry. He always highlights about how to buy overseas travel insurance company in India through his editorials and articles.

Keywords : book travel insurance, get travel insurance, buy travel insurance,

Category : Finance : Insurance

Bookmark and Share Print this Article Send to Friend