Are You Planning To Visit USA Or Canada?
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Posted On :
Sep-16-2010
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Article Word Count :
562
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If you answered yes to this question, then you would require visitors medical insurance.
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If you answered yes to this question, then you would require visitors medical insurance. This is a very important aspect and it should not be ignored. Health care can be very expensive and it can burn a big hole in your pocket. It is better to go prepared for an unforeseen health crisis.
In fact, you would also require travel insurance apart from visitor insurance. Insurance coverage is indispensable irrespective of the number of days you wish to stay in the country. Whether you stay for five days or five years, you must insure yourself. Having insurance is like carrying your international debit/credit card. This type of insurance is not only important for visitors it is extremely important for immigrants too.
Visitors medical insurance provides coverage for accident and health expenses during your stay in the foreign land. There are many advantages of health insurance. If you have any questions about its features and functions, then read our FAQ's. It will give you an idea about this insurance product.
FAQ's
When Should I Buy Insurance?
Ideally, you should buy the insurance before leaving the home country. Once your travel plans are confirmed, you can seek coverage for your health. However, if for some reason you cannot purchase it before leaving your home country, then you can buy it anytime after setting out on the journey.
Can I Buy Visitors Medical Insurance Online?
Yes, you can buy it online and use a credit card for making the payment. The website uses a secured server, so you do not have to worry about any kind of misuse of your credit card information.
How Do I Select A Policy That Suits My Needs?
The answer to this question is just a phone call away. You can speak to the customer support which is available 24 X 7. They evaluate factors like your age, length of your stay, your existing health condition and so on. The service provider will then give you a quote that will help you decide on the health insurance plan.
How Much Insurance Do I Need?
This is a very tricky question. However, the policy amount can be anywhere around 50,000 dollars to 3,00,000 dollars. Your decision will depend on your appetite for risk.
Is There Insurance For Different Types Of Visa Holders?
Yes, there is insurance for F1 and F2 visa holders. In fact, there are plans for J1 and J2 visa holders too. Apart from visitors medical insurance, there are plans for green card holders and new immigrants too.
Do I Require Any Medical Tests For Buying This Insurance Policy?
No, there is no need for a medical check or test. You can purchase international health insurance online.
What Is The Maximum Duration Of The Policy?
Typically, the policy is valid for a maximum of 12 months after which it can be re-set.
Are There Any Pre-Existing Conditions?
Yes, if you have previously received treatment or are currently receiving treatment for some illness then those ailments may not be covered under visitors medical insurance. For instance, blood pressure, stroke, pregnancy, and aids.
Insurance is a very crucial aspect of your travel plans. So, include it while you make arrangements for traveling abroad.
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Article Source :
http://www.articleseen.com/Article_Are You Planning To Visit USA Or Canada?_33351.aspx
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Author Resource :
Visitors medical insurance is a mandatory requirement when traveling abroad. It is like carrying an international debit card. It covers and protects you from unforeseen health crisis.
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Keywords :
visitor medical insurance, health insurance, visitor insurance,
Category :
Finance
:
Insurance
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