About courier insurance facts and quotes

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<h1>About courier insurance facts and quotes</h1><strong> Author: <a href='http://www.articleseen.com/profile_Shanelle Gill.aspx'>Shanelle Gill</a></strong><br /><p>These days it is possible to find affordable courier insurance for your courier business vehicle(s) without having to use specialist insurers and without the risk of having to settle for less-than-comprehensive cover solutions. Cheaply priced premiums for this type of insurance cover, including those that cater for legal expenses are readily available from various commercial insurance firms or professional underwriters. Further, the fact that insurance products for the courier business have since been enjoined with other conventional insurance solutions means that it is now possible to instantaneously find quotes, purchase policies and get cover just by using the internet. The main prerequisite for acquiring courier insurance in all its variations is that your vehicle is utilized for commercial engagements involving the transportation of goods/merchandise but not people. According to insurers, the appropriate vehicle in this case will be one that carries not more than three passengers and has a weight below 3½ tons. Most insurers will demand that the vehicle driver is 21 years of age and above and that the individual has held a full driving license for not less than one year although this stipulation excludes certain driving jobs including those in the professional sports, fashion, mini cab and entertainment industries etc. This latter requirement however varies from one insurance company or broker to the next and you should inquire to know exactly what your courier insurance provider allows. All the premiums and policies for this insurance cover are distinctly different and as such it is improper to assume that your choice of policy will also cover certain aspects which are applicable in another policy. For example, the haulage policy is ideally meant to cover goods that are being transported to their owners’ various drop-off locations. However, it might be the case that this cover won’t suffice for the same goods if they are left in the vehicle overnight. This implies that you should look for an alternative policy that will serve both purposes and so on. Your choice of courier insurance should be informed by a list of coverage areas and services that you need from a provider. Some of the most desirable provisions include protection against vehicle vandalism, 24-7 call centres that can process claims and offer advice in the event of an accident, a replacement vehicle option, online discounts, and issues about your no claims or excess discount when an uninsured driver hits you. Getting a quote for your insurance cover online, as observed, has really done much to hasten the process whether you are dealing with motorbike(s), a van, or even a fleet of vehicles. Thanks to the internet this issue can now be directly handled and with this convenience is the possibility of making significant savings. For motorbike and van courier insurance quotes, some of the attractive features to look out for can include: - Assured lifetime maximum no claims discount - Fully comprehensive policies that include breakdown insurance cover - A monthly PAYG (pay as you go) option whereby insurance cover is only provided when you require it - The inclusion of legal expenses in all available policies - The ease of conveniently and securely logging into a provider’s website to alter vehicle details, add a driver(s), or renew a policy</p><strong>About the Author:</strong><br />ConstructaQuote.com offers you very convenient means of getting different <a rel="nofollow" href="http://www.constructaquote.com/goods-transit-insurance-courier/courier.aspx">courier insurance quotes</a> including online searches and phone-in services. Some of the courier service insurance products that we offer at most competitive rates include fleet insurance, liability insurance and equipment insurance.<p> Article Source: <a href='http://www.articleseen.com/Article_About-courier-insurance-facts-and-quotes_45060.aspx'> http://www.articleseen.com/Article_About courier insurance facts and quotes_45060.aspx</a></p>

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Keywords : Courier van insurance, specialist policies for couriers, parcel, fleet cover, vehicle insurance, van cover, goods in transit ,

Category : Finance : Insurance