AES Student Loans and What You Need to Know About Them
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Posted On :
Dec-22-2011
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Article Word Count :
543
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A free article covering specifics about AES student loans. Read it and discover what AES can offer for you plus more.
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AES (American Education Services) is a student loan servicer offering high-quality student loans servicing options for students in order to help them repay loans easily and without problems.
AES is established was established by the Pennsylvania Higher Education Assistance Agency (PHEAA) and is very well trusted organization. It's important to notice that PHEAA was established in 1963 and has about 50 years of experience in student financial aid services, serving millions of students and thousands of schools through its loan guaranty, loan servicing, financial aid processing, outreach, and other student aid programs.
AES Services for Students
AES allows students to manage their loans using the online membership system. In other words, in order to have access to all functions provided by the AES, you need to create an account and only after this step you will be able to log in with the password and user name and use it. So how AES can really help you? There are various features available for registered users including: account managing, repaying a loan, trouble making payments and additional tools and resources.
The number one feature is ability to manage your whole account. It's useful function because it's simple. For example, a user when he logs in can see the overview of an account, make payments, read important alerts and news. You can also view loan details, view interest rates and check your total loan balance. Another section is account profile where you can update various types of information. For example, if your address or a phone number has changed you can put in a new address or a phone number. Or you have an opportunity to change your password.
Another very useful feature to take into consideration is an opportunity to repay your loan. There are three ways to do it: direct debit, online payments and check payments. Each of three ways is great. However in most cases students prefer to make payments online because it's easy and fast.
There are also several repayment plans available for federal loans borrowers. There are five repayment plans and each one is unique. Take into consideration, they are available for borrowers who have received federal loans. Repaying the loan option includes other helpful features like Loan Forgiveness & Discharge. It allows to reduce or eliminate loan debt. However it has certain eligibility requirements to consider. Not all people can qualify and you can qualify only if certain circumstances take place. For example, if a borrower's school closed.
Another option that can help users is tools and resources section. It includes two main categories: glossary of financial aid terms and AES newsletters. Starting from September, 2011 AES offers a newsletter for all visitors containing information for students and parents. The newsletter is available in the html format and also can be received as an email newsletter. For this to happen it's necessary to sign up for newsletter and fill out details (email, name etc.).
In the end, it's important to notice that AES student loans are not loans provided by the lender - AES Corporation. These are loans that are serviced by AES, which means that the company helps to make payments (online or using checks) and offers other services.
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Article Source :
http://www.articleseen.com/Article_AES Student Loans and What You Need to Know About Them_122920.aspx
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Author Resource :
And finally, if you want to know more about these loans, please, visit an advanced AES Student Loans Guide by Milana Grade. Milana Grade is a leading federal student aid specialist. She has helped many students. Visit her Student Aid Answer site today.
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Keywords :
aes studet loans, aes loans,
Category :
Finance
:
Loans
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