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A look at the current range of travel insurance products
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Posted On :
Jun-30-2009
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Article Word Count :
483
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The variety of holiday destinations and activities available to us grows each year.
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The variety of holiday destinations and activities available to us grows each year. We can now travel to even further flung corners of the globe, and take part in everything from skiing, to white water rafting, to swimming with dolphins. And now there is a travel insurance product to cover you no matter what kind of trip you are planning.
Finding a travel insurance product for you has been made remarkably simple by the world wide web. Even the most specialist of insurers has their own website, and the good news is that the majority of insurers offer their best prices to those buying online. There are now also many comparison sites that enable you to compare policy content and price at the click of a mouse.
One way to save if you are frequent traveller is to opt for an annual travel insurance policy. Insurers may require you take a maximum or minimum number of trips each year for you to qualify, but it could work out far cheaper than insuring each of your trips separately.
If you are only planning on going on a single holiday, then single trip insurance is the option for you. You will be covered for baggage loss or damage, as well as for medical costs. The only restriction to look out for here is that some providers will only offer cover for a trip of a certain length of time.
Travellers looking to book a longer vacation will find that single trip insurance typically does not cover any trip that is longer than a couple of months. For holidays of 3 months or more, and up to about a year and a half, you will need to obtain some long-term travel insurance cover. This works in exactly the same way as single trip insurance does.
Cruise travel insurance is another new product on the insurance market. As cruises tend to be more liable to cancellation due to adverse weather conditions in popular cruise tour areas, specialist cruise insurance takes this into account, and does not charge you extra for holiday cancellation cover as some standard travel insurance policies do.
Those travelling as a family or group will benefit from group or family travel insurance. This means that your group is insured as a whole and you do not have to go about insuring each member individually, which can prove to be a lot more expensive.
If you are a frequent business traveller, or you have employees who need to travel frequently throughout the year then business travel insurance is the product for you. Not only will any work-related equipment be insured on your trip against loss, damage or theft, but some policies will also pay for a colleague to be flown out in your stead should you fall ill and have to miss an important meeting or seminar.
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Article Source :
http://www.articleseen.com/Article_A look at the current range of travel insurance products _1452.aspx
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Author Resource :
For great deals on travel insurance including annual travel insurance with cancellation cover up to £5,000, visit AA Travel Insurance.
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Keywords :
travel insurance,
Category :
Finance
:
Insurance
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