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A Brief About SR22 Auto Insurance
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Posted On :
Nov-03-2010
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Article Word Count :
519
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If the driving license of any individual is suspended then he will need to have a SR22 auto insurance to prove that he has the minimum amount of insurance set by the state. The provider of SR22 insurance files the SR22 form to the state on behalf of the individual.
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Are you one of them who have received a letter from the DMV stating the suspension of license? Then you will definitely want to know about the SR22 auto insurance. You will never be able to get back on street, legally at least, till you get SR22 insurance.
SR22 auto Insurance is basically a form which the insurance provider files out on behalf of any individual. This SR22 insurance form is then submitted to the office of DMV. Once the department of vehicle gets the form, then individuals can have their driving license back and get back on road again. Without this insurance form, the suspended driving license would not be restored. The SR22 form acts as an evidence to the state. This SR22 form proves that individuals have insurance and meet the vital criteria. Having SR22 insurance states that individuals have minimum insurance amount that is set by the DMV. The insurance provider of the individual will let the state know if the insurance period is lapsed. The procedure of doing paperwork by the insurance company and sending the form to the DMV is frequently known an "SR22 filing."
If the license of an individual has been suspended, he will have no other option but to file a SR22 form. If individuals drive around the streets without any insurance, they are indeed taking a great financial risk. It can welcome terrible consequences for them if they unluckily meet with an accident or if they are found driving without insurance. In fact, this can land them behind the bars as well. There are several reasons for which the driving license of an individual can be suspended. Again if the individual gets involved in multiple accidents a year, his driving license will be suspended. His driving license can be suspended, if he has several unpaid fines and parking tickets. Apart from the aforesaid, violation of other traffic rules can also result in suspension of the driving license. In these cases, individuals need to purchase SR22 auto insurance.
Whatever be your condition, your primary duty is to contact the state vehicle department. Find out the exact reason of the suspension of the driving license, and also find out how long you are required to carry this SR22 auto insurance. The general time period of such SR22 insurance is 1-3 years. One thing in this regard you need to bear in mind is that this time span can be extended or made shorter by the judge. Ask the department of vehicle about the amount of reinstatement fee ( if any) which should be paid before the driving license becomes valid again. Know whether you need to pay the fee before filing SR22 form or at the time of filing.
It is better for you to check whether your current insurance provider provides this SR22 insurance. If the present insurance company does not give you a positive response and is not ready to provide SR22 auto insurance, then you need to seek other providers to file a SR22 form.
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Article Source :
http://www.articleseen.com/Article_A Brief About SR22 Auto Insurance_40386.aspx
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Author Resource :
Jones Wilson is an insurance consultant. So he has vast knowledge on SR22 insurance and SR22 auto insurance . For more information he always recommends you to visit http://www.sunsetplazains.com/ .
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Keywords :
SR22 auto insurance, SR22 insurance,
Category :
Finance
:
Insurance
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