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5 Simple Tips to Find Cheap Car Insurance
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Posted On :
Sep-21-2011
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Article Word Count :
538
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Motorists in the UK will need to buy a car insurance policy at some point. UK law requires that every motorist carry some form of insurance protection while driving.
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Motorists in the UK will need to buy a car insurance policy at some point. UK law requires that every motorist carry some form of insurance protection while driving. While looking for the car insurance one should always try to find the most affordable rates of insurance so that the annual or monthly payments are made effortlessly and timely.
1. Compare Rates Online
While looking for the low insurance rates for insuring the car, one should always try to compare the rates online. In order to do this one can always consult a car insurance website so as to get details regarding various insurance policies available. One should always spend a good amount of time in researching the best available car insurance option so as to ensure the best possible and suited deal.
2. Understand Car Insurance Discounts
Car Insurance can help in adding more discounts to the policy which can in turn result into the most suited price. There is a no claims discount which directly impacts the car insurance premium amount paid annually. This discount will apply to your policy only if you do not file a claim for a certain period of time (usually one year). However, if the insurance policy is not utilized during the time period of one year, some portion of the insurance premium is refunded.
While one looks for an insurance policy for the car, it is to be made certain that the no claims discount is checked thoroughly. Different companies offer different no claims discounts such as 30% or even 75%.
Various other discounts include multi-car policy discounts, online discounts, other bonuses and loyalty discounts. If you can combine multiple discounts with your policy, you will be able to reduce the price of your policy considerably.
3. Select the least amount of the cover required
Most of the people opt for a complete car insurance policy while some of them go for a third party theft or fire insurance. The complete car insurance policy is very costly and most suited to people driving expensive cars or ones who are unable to afford huge car repairs.
4. Increasing Excess
The excess is the amount that you must pay if you decide to file a claim on your insurance at any point. In case a person meets an accident, the claim is to be filed immediately. Once your claim has been filed, the company will require that you pay the minimum excess towards the cost of the repairs. Once done, the remaining expenses are covered by the insurance company. When you raise the excess on your policy, the premium that you will need to pay each year or month will be reduced.
5. Security and Anti-Theft devices need to be installed in the car
In order to reduce the insurance costs as well as the premiums involved one can always ensure the safety and security of the car. Anti-theft devices and enhanced security features make a difference when car insurance companies are compiling your rates, so make sure that you list any devices that you currently have and consider adding some new ones to your vehicle.
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Article Source :
http://www.articleseen.com/Article_5 Simple Tips to Find Cheap Car Insurance _84009.aspx
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Author Resource :
If you use these five tips, you can find the best rates on your car insurance. One can look at enormous available options for car insurance as this field is a very competitive one.
For more details visit us at:
cheap car insurance quotes online
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Keywords :
cheap car insurance quotes online,
Category :
Finance
:
Insurance
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