https://articleseen.com/rss/rssauthor.aspx?auth=amber ladlieArticleSeen.com - Submit your quality article for maximum exposureCopyright 2009 ArticleSeenhttps://articleseen.com/Article_what-borrowers-need-to-know-before-getting-a-reverse-mortgage-for-seniors_132981.aspxA reverse mortgage is a loan that allows senior homeowners to convert a portion of their home equity into cash. Unlike conventional mortgage loans, which require borrowers to make monthly payments to their lender, these loans actually pay the borrower. Read on to learn more about this interesting loan productThu, 12 Jan 2012 19:06:54 GMThttps://articleseen.com/Article_the-fascinating-history-of-reverse-mortgages_132979.aspxThe history of reverse mortgages is substantially more interesting than many would think. While reverse mortgages have only become popular in the past 15 years, these loans have actually been around for decades. Contrary to what naysayers often say about these loans, reverse mortgage history is teeming with generosity, financial innovation, and positive advancement.Thu, 12 Jan 2012 19:04:14 GMThttps://articleseen.com/Article_fallen-behind-on-the-latest-news-get-the-scoop-from-the-top-reverse-mortgage-blog_132978.aspxWhile reverse mortgages sometimes make headlines, consumers can rarely find up-to-date information in their favorite newspapers and magazines. To make up for the lack of mainstream news, seniors can get the latest information by following a reverse mortgage blog. For those who have fallen behind on their favorite reverse mortgage blog, here is the latest news that has the mortgage industry buzzing.Thu, 12 Jan 2012 19:01:15 GMThttps://articleseen.com/Article_consumers-guide-to-the-pros-and-cons-of-a-reverse-mortgage_132364.aspxBefore tapping into one’s home equity, seniors should carefully consider both the pros and cons of a reverse mortgage. While these loans benefit many borrowers, it is important for seniors to consider all of their different options. To help determine whether a reverse mortgage might be in a consumer’s best interest, potential borrowers can review these reverse mortgage pros and cons.Wed, 11 Jan 2012 21:38:47 GMThttps://articleseen.com/Article_two-pieces-of-reverse-mortgage-information-seniors-need-to-know_131037.aspxAs the baby boomers enter retirement, an increasing number of consumers are looking for reliable reverse mortgage information. A reverse mortgage is a unique loan that lets senior homeowners over 62 years of age borrow a portion of their home equity. For many, reverse mortgages have become a vital retirement tool. Since 1990, over 734,000 seniors have used a reverse mortgage to pay off their home and improve their finances.Mon, 09 Jan 2012 20:48:50 GMThttps://articleseen.com/Article_what-does-your-favorite-reverse-mortgage-blog-predict-for-the-upcoming-year_128865.aspxOne of the best ways to get up-to-date information is to follow a reverse mortgage blog. While not every blog is created equal, many are written by experienced specialists currently working in the industry. Following a reverse mortgage blog will help seniors get the latest information on different loan products, important changes, and predictions regarding the future of reverse mortgages.Thu, 05 Jan 2012 00:30:15 GMThttps://articleseen.com/Article_what-is-a-reverse-mortgage-loan_128863.aspxBy now, most adults have heard of reverse mortgages, but many are uncertain as to what these loans entail. What is a reverse mortgage? In a nutshell, a reverse mortgage is a unique loan designed to help seniors, over 62 years of age, access a portion of the equity in their home.Thu, 05 Jan 2012 00:26:24 GMThttps://articleseen.com/Article_what-reverse-mortgage-lenders-are-looking-for-in-borrowers_123840.aspxOne of the greatest benefits of reverse mortgages--besides the fact that they provide seniors with additional cash through retirement--is that they are easy to qualify for. During retirement, many seniors rely on Social Security and savings to cover their expenses. With a limited income, it can be difficult to qualify for traditional home equity loans. Reverse mortgages were originally designed to be available to seniors of all income levels, as long as they have enough equity in their home.Fri, 23 Dec 2011 20:50:10 GMThttps://articleseen.com/Article_three-beneficial-ways-to-use-a-reverse-mortgage_123838.aspxAccording to a national survey conducted by AARP in 2006, 97% of seniors were very satisfied with the results of their reverse mortgage. Of the seniors surveyed, only 3% did not believe their loan had a positive impact on their financial stability. Looking at these statistics, it is obvious that reverse mortgages are benefiting the large majority of borrowers. What many seniors are wondering is how.Fri, 23 Dec 2011 20:48:01 GMThttps://articleseen.com/Article_understanding-the-reverse-mortgage-for-purchase-program_101644.aspxWhat many consumers fail to realize about reverse mortgages is that these loans can be used to purchase a home. Through the reverse mortgage for purchase program, officially known as the HECM for Purchase program, consumers are able to use federally-insured reverse mortgages, or HECMs, to purchase a new residence. Read on to learn more.Tue, 08 Nov 2011 14:38:36 GMThttps://articleseen.com/Article_reverse-mortgage-disadvantages-dangers-and-myths_101643.aspxFor seniors short on cash but rich in home equity, reverse mortgages offer a very unique opportunity. Reverse mortgage loans give seniors, ages 62 and older, the opportunity to convert some of the equity in their home into cash. Unfortunately, reverse mortgages are not free, nor are they without disadvantage. Understanding certain reverse mortgage disadvantages is just as important as understanding the benefits of these loans.Tue, 08 Nov 2011 14:36:50 GMThttps://articleseen.com/Article_what-is-a-reverse-mortgage-how-these-loans-stack-up-against-other-home-equity-loans_101642.aspxWhat is a reverse mortgage? These days, this question is one that many consumers find themselves asking. In short, a reverse mortgage is a loan that allows senior homeowners to borrow against their home equity. Are You curious about reverse mortgages? Read on to find out more.Tue, 08 Nov 2011 14:34:38 GMThttps://articleseen.com/Article_reverse-mortgage-information-the-benefits-and-disadvantages-consumers-need-to-know_101641.aspxReverse mortgage loans are somewhat controversial loans. While most experts recognize the obvious benefits that these loans offer, some also warn consumers to tread carefully. The decision to obtain a reverse mortgage is not one that should be taken lightly. While seeking reverse mortgage information, consumers need to make sure that they fully understand both the benefits and disadvantages of Fri, 23 Dec 2011 20:42:06 GMThttps://articleseen.com/Article_reverse-mortgage-calculator-important-tools-for-potential-borrowers_96156.aspxA reverse mortgage calculator is a tool used to calculate how much cash a borrower would be eligible to receive through a reverse mortgage. Calculators are also available to help borrowers calculate the costs associated with taking a reverse mortgage. Mon, 24 Oct 2011 16:13:32 GMThttps://articleseen.com/Article_consumer’s-guide-to-choosing-reverse-mortgage-lenders_96155.aspxWith over 2,000 active reverse mortgage lenders, it can be difficult for consumers to decide who to work with.  A person’s choice of lender will affect the overall affordability of the loan. Mon, 24 Oct 2011 16:02:45 GMT