Tom Needham Insurance Agency's Article in Insurance

102 Pre-Existing Conditions: What Counts, What Doesn’t, and How to Avoid Surprises
Pet insurance helps with future accidents and illnesses, not problems that started before you enrolled.
Posted on Feb-06-2026

208 How to Switch Car Insurance Providers Without Gaps in Coverage
Changing car insurance companies shouldn’t be stressful, but a lot of drivers hesitate because they worry about losing coverage mid-switch.
Posted on Nov-03-2025