Mr William Hauselberg's Article in Finance

1243 Benefits of Online Consumer Credit Counseling Services
There are many ways that a consumer credit counseling service can help individuals, but the largest barrier to using one is time. When people are in dire straits with their finances, they often do not have a lot of extra time.
Posted on Jul-05-2013

1133 Top Causes of Severe Debt
Nearly everyone has had the experience of taking on a little more debt than they ought to. However, for some people debt can get way out of hand.
Posted on Jul-05-2013

1030 Why Americans Prefer Plastic over Paper
There is no question that over the last two decades the trend has gradually shifted toward Americans opting for credit card swiping over cash handling.
Posted on Jul-05-2013

1568 Consumer Credit Counseling Services for Debt Help
Financial issues can hinder your life in a variety of ways. When you have to fork over a significant portion of your income to a credit card company, it may not leave enough left over to pay for food, shelter or clothing.
Posted on Jun-06-2013

1609 Purchase vs. Renting Credit Card Machines
In many industries companies cannot function properly without offering customers access to credit card payment options. Fortunately, acquiring the necessary technology to accept plastic isn't difficult, as there are several options depending on a company's budget and needs.
Posted on Jun-06-2013

1622 Getting Help from Debt Relief Lawyers
Facing financial challenges is never easy. Each family's situation includes a unique set of circumstances and factors that must be considered.
Posted on Jun-06-2013

1112 Resources for Managing Credit Card Debt
Credit card debt can seem overwhelming but luckily there are many resources to help borrowers repair their credit and pay down their debt.
Posted on May-04-2013

1555 Where to Go for Credit Help
A large majority of the population is suffering from credit card debt. At times, these debts can significantly impact one's happiness a number of other area’s of a person’s life.
Posted on Apr-03-2013

1101 Eliminate Your Debt For Good
Many of us deal with debt on a daily basis when we really shouldn't have to. By choosing to eliminate your debt, you can develop a sound financial picture that will serve you for years to come.
Posted on Mar-07-2013

941 Understanding the Differences Between Secured and Unsecured Debt
Mortgages and credit cards typify two kinds of debt that affect borrowers in critically different ways. Secured debt is backed with collateral such as a home or car, and most often the debt is incurred to purchase the asset.
Posted on Jan-08-2013

916 Buying and Financing a Car in Youngstown, Ohio
In today's world, a vehicle is often necessary in order to get us back and forth from work and school, and many of us would not be able to pay the bills if this daily commute were to become interrupted. However, for thousands driving a car that is not in good mechanical shape, the eventual expiration of their vehicle can present a stressful situation.
Posted on Jan-08-2013

1207 How to Help Boost Your Debit Card Security for Safer Shopping
With over 177 million debit card users in the United States, debit cards are a popular way to pay for everyday purchases, in person, on the web and over the phone.
Posted on Dec-31-2012

908 Is Credit Counseling the Answer to Your Debt Problems?
Like many Americans, you may currently find yourself in debt. Credit cards, student loans, car loans, mortgages and more may have you stressed out each month. Many people even find themselves doing the "bill dance.
Posted on Dec-13-2012

1175 Basics of Money Management for Students
For many students, going away to college can mean newfound independence—and new responsibilities. One of your most important responsibilities will be managing your own money.
Posted on Dec-07-2012

893 Have a Merry Christmas Without Breaking Your Budget
Christmas is the most wonderful time of the year . . . unless your budget is tight. Christmas, family and money are the trio of stressors during the holiday season.
Posted on Nov-15-2012

1066 Create a Party Budget in Three Easy Steps
From renting a venue to catering and everything in between, determining how to pay for a special event like a wedding or 50th anniversary party on a budget can be daunting.
Posted on Nov-15-2012

1046 Can Credit Counseling Help Prevent Foreclosure?
If you are a homeowner struggling to pay your mortgage, you are not alone. Millions of Americans are struggling to pay their bills in today’s economic downturn, and more and more people are losing their homes as a result.
Posted on Aug-23-2012

1057 Debit Cards vs Credit Cards
Whether you are buying groceries or new home electronics, you probably find it easier and more convenient to pay with the swipe of a debit card or credit card rather than carrying and using cash.
Posted on Jul-24-2012

894 How Budgeting Can Help to Keep You Out of Debt
Living with credit card debt can sometimes seem like an endless, hopeless cycle. But ignoring the problem won’t make it go away, and there are ways to get out of debt and give yourself a fresh start.
Posted on Jul-10-2012

1066 How to Repair Your Credit Score
Repairing your credit score takes time, and although it is not an easy process, avoid the temptation of online credit repair scams, no matter how appealing they may be.
Posted on Jul-10-2012

1018 How Debt Consolidation Can Help Save You Money
If you are struggling with a large amount of unsecured debt – particularly in the form of credit cards – you may have found yourself caught in a trap high interest rates and high monthly payments.
Posted on Jul-05-2012

1121 How to Choose a Credit Counseling Service
Living with large amounts of credit card debt can be a frustrating, frightening experience, especially when plagued with out of control fees, interest rates, and constant phone calls from debt collectors.
Posted on Jun-13-2012

1027 Don’t Try to Settle Debt on Your Own
For individuals living with large amounts of credit debt, credit card companies are allowing people to negotiate settlements to significantly reduce that debt. But this can be very risky, very tricky business.
Posted on Jun-13-2012

736 Avoid Home Foreclosure
Every day, more and more homeowners are finding themselves facing foreclosure as they struggle to pay their mortgage each month.
Posted on Jan-27-2012

496 Secured Debt and Unsecured Debt
As you pay your bills each month, you may not realize that some of your debts are secured while others are unsecured, and the differences between the two are critical in prioritizing your payments.
Posted on Jan-05-2012