Jim Cochran's Article in Insurance

658 IT Business Insurance Should be As Niche as Your Company
The word “IT” covers a broad spectrum of services ranging from network managers to software developers and graphic designers. The same can be said about the phrase “Business Insurance.”
Posted on Dec-17-2010

418 Avoid Workers Comp Frustrations Prepare for the Worst
If you’ve got W2 employees, there’s a good chance you’ve encountered the complicated and confusing world of workers’ comp insurance. You know that some states’ laws require it, while others don’t. And you may also have a potential client or two that wants to see proof of coverage before you can get the work.
Posted on Oct-15-2010

671 You Wouldn’t Think that Independent Contractors Need Workers Compensation Insurance – But they Do
You’ve got pen in hand, ready to sign a new client contract, and then you glance at the fine print. It says that to get the work, your IT business needs to carry five different kinds of insurance. That can’t be right! Or can it?
Posted on Sep-16-2010

639 Small Business Owners - Ensure that Your Subcontractors Carry Their Own Insurance Policies
If you face a claim related to work done by your subcontractor, you don’t want to find out too late that your insurance policy won’t pay. If you’re hiring independent contractors, it pays to know in advance whether your business insurance policies provide coverage for them or the work they do.
Posted on Jul-08-2010

517 Common Workers Compensation Insurance Questions for Small Business Owners
Workers' compensation insurance covers your employees' medical and disability expenses related to work-related illness and on-the-job injuries.
Posted on Jul-08-2010

476 Errors and Omissions for Marketing Consultants – Coverage for the Unforeseen
In the business of marketing consulting, some days the old saying, “what can go wrong, will go wrong,” holds true. While most engagements go according to plan, those that don’t can result in a disappointed client – or worse, a lawsuit.
Posted on Jul-08-2010

1673 Protect Your Business with Hired/Non-Owned Auto Insurance Coverage
For many small businesses, "the office" is wherever the work is. And that, of course, requires travel – often, by car. Whether you and your employees drive your own vehicles, your business has company cars
Posted on Jul-08-2010

851 Questions to Ask Your Small Business Insurance Agent When Purchasing General Liability Insurance
Commercial general liability insurance is one of the most commonly purchased types of small business insurance. But many small business owners still have lots of questions about what it is, why it’s needed, and how it works.
Posted on Jul-08-2010