Arond's Article in Debt Consolidation

619 How to Repair Your Credit Card After an Identity Theft
The cases and anecdotes of identity theft are abound everywhere and the same makes our credit cards and personal financial details more and more vulnerable to all the fraudulent existences. In 2007, an ID theft survey accounted that more than 8 million people would be the victims of identity theft nationwide and this make the fact evident that our financial identities and security are in jeopardy and we must take some ready steps to combat the crisis.
Posted on Apr-14-2011

824 How to Manage and Keep Track of your Household Budget
Budget is a part of the personal finances which needs most of our attention and intention and most of the time we fail to create and follow a workable and practical one which would help us from monetary follies and over expenditures. A good budget will always guide and define a profitable and productive household finances and the same will prohibit useless expenditures.
Posted on Apr-13-2011

580 You will need an emergency fund to meet the unexpected costs
Emergency fund is the amount of money which is required to be kept aside and to used during hard times. The money that has been kept in the emergency fund is usually adept to risks and it can be properly utilized in the case of a financial emergency which may arise at any time.
Posted on Apr-12-2011

646 Living without borrowing is it possible
You have probably heard of a lot of ways in which it is possible to get rid of debts and financial troubles but how many of them you have utilized remains a question. There are only a handful of people who can actually remain focused on their savings and expenses. Not keeping a necessary balance between the two is probably the greatest reason why people are actually running into huge debts.
Posted on Apr-12-2011

673 Fundamental tasks in investing
The economy is already in shambles and the consumers are struggling to make their ends meet. Businesses are also in equal trouble with layoffs and cut in the overtime hours. Under such adverse circumstances, there are some essential tasks which are required to be carried out particularly with respect to your investments.
Posted on Apr-11-2011

635 Spending More Money Than You Are Earning
The commonest money problem that the majority of us face is the habit and tendency of spending more money than we earn and ending up in debts of various kinds. However tough it may sound to abandon this expensive habits but dealing with this becomes the most important subject before organizing one’s personal finances and expenses. Let us see how we can go about quitting these urges of over spending.
Posted on Apr-08-2011

872 Short Term Vs Long Term Investment
Investments are gaining momentum nowadays; especially when people have become more and more aware of the importance of financial security and stabilizing of their future prospects. Debt has already blown the economic status of our country and its citizens but now is the time to understand the re-building process of personal finances. Thus let us start with the differences between short and long term investments and their contradictions.
Posted on Apr-07-2011

673 Be Financially Independent After Retirement Through Social Security Advantages
Retirement is the age when everyone is bound to feel financially insecure and dicey until and unless he/she have already strengthened the future financial prospects apart from being well aware of all the opportunities and social security benefits provided by government after retirement. Thus working after retirement and availing of the social security funds later can eventually increase financial strength even after retirement.
Posted on Apr-06-2011

664 Why is it Not Advisable to Buy New Homes in Weak Markets
A new home, the dream of many would-be buyers, makes less and less financial sense in many places. A wave of foreclosures has driven down the cost of previously occupied homes and made them even more of a comparative bargain. By contrast, new homes have become more expensive. Moreover the recent disaster in mortgage market acted like the last nail in the coffin. Let’s find out why buying a new home in a weak market can prove derogatory.
Posted on Apr-06-2011

966 Why ‘Return on Assets’ is Considered to be of So much Value?
Investors often try to find out or recognize the magic numbers or the metric that will identify a profitable and productive bond out of several others bonds in the market. But alas, such magic numbers don’t exist or work in stock markets. However, when you are considering stocks to buy, there are certain metrics and numbers that are more important than others. Let us assess their efficiency and scope of value to eliminate poor performance.
Posted on Apr-04-2011

615 Money management for the self employed
After having gone through a lot of ordeals and considerations, you have probably decided to start with a home based business. After all, money is something that you will require always whether it is for the daily needs or for any other purpose. Starting with business has caught up with numerous people after a series of lay off during the recession. However, managing the income generated by self employment may be a precarious issue.
Posted on Apr-01-2011

771 Drip Investing: An Overview
The term DRIP stands for direct reinvestment plans. It is a type of investment which will allow the investors to reinvest their cash dividends by purchasing more shares or fractional shares on the date of the payment of dividends. It’s been around for quite some time now since its inception in the 1960’s.
Posted on Apr-01-2011

745 The importance of net worth
Net worth is largely related to personal finance and calculated by subtracting the debts from the total value of assets. Your net worth may speak volumes about your financial abilities at any given point of time. It may also be a determining factor about your financial strength and weaknesses.
Posted on Mar-31-2011

775 How to make your business grow with a lightning speed?
If you have left your job in order to pursue your own business, you should be aware by now that you can emerge as a financial winner only if you can put forth the best efforts. It is you who will be controlling the entire business activities and subsequently, you will be taking the credits for the success of your business.
Posted on Mar-30-2011

745 To What Extent Can A Credit Counseling Agency Truly Help You?
A credit counseling company can help a debtor in many ways as sometimes we need the help of an outsider, especially if the outsider or the external body is a professional and legal one at that. We cannot be experts in everything that we do and we might end up using the services of a credit-improvement expert. And a right credit counseling agency can truly help us improve our situation.
Posted on Mar-30-2011

673 Things You Should Teach Your Children About Money
Childhood is an innocent time which is away from all clutters and complications but the recent financial time cannot allow us to keep our child oblivion of the current financial crisis and thus it the parents’ duties to teach their children about money as soon as they start grabbing the power and sense of it. Children with sound financial knowledge and ideals often grow up into financially literate adults with lesser money problems.
Posted on Mar-29-2011

826 How to Imbibe Positive Thinking During Economic Crisis
However tough it may seem to imbibe positive thinking during economic crisis, it certainly is the most needed requirement to bounce back to the financial fitness. Economic crisis comes along without a warning or prediction and thus the effects may take the Americans by an woeful surprise and the panic-stricken natives tend to succumb in mental depression along with the economic depression, which should not be the case.
Posted on Mar-28-2011